Buying a home or refinancing your existing mortgage can take you on a confusing journey that’s filled with acronyms and terms you’ve never heard before.
A mortgage pre-approval is the result of a process where a lender will look at your financial situation to figure out if you are a good candidate for a mortgage.
Have you ever wondered how long you should keep your mortgage documents? Chances are, at some point, you've thought about getting rid of all that paperwork.
Though it may not be a traditional time to purchase a property, buying a home in winter may be the right opportunity for you and your family.
If you are fortunate to be on the receiving end of help with a down payment, what's your next move? After the expressions of heartfelt gratitude, it will require some strategy on your part.
Are you self-employed and looking for a mortgage or do you want to refinance an existing one? Many in this situation have found it challenging to secure a loan without the usual proof of income that most lenders require during the mortgage approval process.
They may sound similar and are often used in the same breath when talking about loans, but an interest rate and the annual percentage rate (APR) are very different even though both involve the cost of borrowing money and how much you'll end up paying your lender.
Those looking into home mortgage loans have probably noticed that there are a variety of loan types to choose from. However, sometimes borrowers have extenuating circumstances that don’t always lend themselves to the typical loan requirements.
Finding the right Real Estate Agent may take a little bit of time but it can pay off in the end. If you follow these tips above, you'll be able to find an agent that will help land your that dream home you've been looking for.
For many first-time homebuyers, buying your first home may be overwhelming and all of the costs and fees involved may be confusing. But what exactly is a Loan Origination fee?