Homebuyers
Homebuyers
The 28/36 Rule for Mortgages: Why You Need to Understand These Numbers Before Buying a Home
Lenders often use the 28/36 mortgage rule to ensure you can afford a home. You can also use this rule to set your own budget before you begin home shopping.
Homebuyers
Interested in an Adjustable-Rate Mortgage? How Interest Rates and Rate Caps Work
While ARMs can be valuable tools, it’s important to understand how rate caps work and how they could affect your monthly payments so you can avoid any unpleasant (and potentially costly) surprises.
Homebuyers
How Homebuyers May Qualify for a Mortgage with Student Loan Debt
Student loan debt can make it difficult for many to save up for a down payment. But it doesn’t mean that qualifying for a mortgage with student debt is impossible.
Homebuyers
What is a Good Credit Score If You Hope to Buy a Home or Refinance Your Mortgage?
Your credit score isn’t just a number: it’s your financial superpower when it comes to buying a home.
Homebuyers
Buying a Home with a Sibling: A Smart Way to Get on the Property Ladder
Some buyers are finding creative ways to make homeownership work, such as teaming up with a sibling to buy a home together.
Smart Moves Start Here.