- Homebuyers
- December 2, 2021
Pre-Approved Mortgage or Pre-Qualified
Both pre-qualification and pre-approval can be helpful in your homebuying process. Find out what makes them each different and when each one can be most useful to you.
Mortgage Basics
Mortgage Basics Articles
- Homebuyers
- November 25, 2021
When Should I Lock in My Mortgage Rate?
For most people, buying a home is their most important purchase decision, if not their largest. So, when it comes to the question, 'When should I lock in my mortgage rate?' It's critical to make an informed decision.
- Housing News
- October 15, 2021
Idaho Continues to Have the Nation's Hottest Housing Markets
For the last several months, some of the hottest housing markets in the country have been in Idaho. That trend looks set to continue for the next year.
- Homebuyers
- October 14, 2021
Acceptable Down Payment Sources for a Mortgage
Whether you've saved up for a down payment or are trying to gather allowable funds, it can be a challenge. However, there are ways to overcome this challenge without jeopardizing your financial future.
- Housing News
- October 7, 2021
What to Know About Closing on a Home
From the buyer and the seller to the Real Estate Agent and the Loan Officer, closing on a home has different implications for different individuals.
- Homeowners
- September 16, 2021
11 Things to Do Before Buying a House
Buying a house can be an exciting time. While it's one of life's more important decisions, it can be accomplished simply with some basic preparation.
- Homebuyers
- September 9, 2021
Before You Bid – 6 Steps to Getting the House You Want
Buyers can compete in a seller's market by taking steps like getting preapproved for a loan, working with the right real estate agent, and crafting a well-considered bid for the home you want.
- Homebuyers
- August 3, 2021
To Buy or Rent: A Sentimental Look
Should you stay in your rental home or purchase your dream home? When is the best time to buy a home?
- Homebuyers
- July 28, 2021
What Are Mortgage Points?
While shopping for a home loan, your loan officer might mention the option of buying down your mortgage rate by paying discount points.
- Homebuyers
- June 3, 2021
How to Buy a Home in a Seller's Market - Infographic
In many parts of the country, potential homebuyers are noticing the low number of homes for sale. According to many real estate analysts, the situation looks like it's not going to change any time soon, as more Millennials decide they are ready to make their move into homeownership. Learn how to buy a home in a seller's market!