- Homebuyers
- June 25, 2019
Family Loan: Giving the Gift of Equity in a Non-Arm's Length Transaction
Looking to buy or sell a home to a family member? A gift of equity can be very beneficial if you take all the right steps beforehand. Call us today!
Mortgage Basics
Mortgage Basics Articles
- Homebuyers
- February 7, 2019
Buying a Home with Non-Traditional Income Verification
Non-Qualified Mortgage (Non-QM) is different as it can use alternate methods of income verification to help you get approved for a mortgage loan, and it doesn't necessarily have to adhere to rules set forth by other loan options.
- Homebuyers
- January 21, 2019
Home Loans for Self-Employed People
The 'gig economy' has become exponentially more widespread. And it’s not just those who are supplementing their full-time income as Lyft drivers or doing Postmates deliveries. Self-employed people have kept the world going around for decades.
- Homebuyers
- September 3, 2018
Money for the Taking: Down Payment Assistance
Coming up with enough for a down payment doesn't have to be a reason to delay the purchase of a home.
- Homebuyers
- August 15, 2018
The Down Payment: Are You There Yet?
The biggest hurdle aspiring homebuyers face is saving enough for a down payment. It takes time and money, but at what point have you saved enough?
- Homebuyers
- July 25, 2018
Interest Rates Are Important, But Don't Let Them Dominate the Bigger Picture
Despite the importance of interest rates and their direct influence on your monthly mortgage payment, rates should not necessarily be the deciding factor as to whether to buy now, later, or at all. There are bigger questions to ask.
- Homebuyers
- July 3, 2018
To Hear Your Lender Say 'Yes', Don’t Do These 5 Things
Preparing to take the biggest test of your life, you study extra hard and get a good night's sleep before the big day. Preparing for a job interview, you research the employer and you show up on the big day at least 10 minutes early.
- Homebuyers
- June 14, 2018
When You're Buying a Home, You're Also Buying a Team
Getting to know all the people who will join you for all or part of your homebuying journey is like meeting new people on the first day of school or the first day at a new job. There will be a lot to process, which alternately will prove exhilarating and overwhelming.
- Homebuyers
- June 11, 2018
Homeowner's Associations: What You Need to Know Before Buying
HOAs can be a great benefit—and selling point—in terms of reduced labor on your part and amenities, as long as you don't mind abiding by a few rules in return.
- Homebuyers
- June 6, 2018
Good Debt vs Bad Debt - Infographic
It might sound strange, but not all debt is 'bad.' Certain types of debt can actually provide opportunities to improve your financial future. Before you make any decisions, you need to understand the difference between 'good' and 'bad' debt, and how you can manage it. Check out this infographic and find out everything you need to know when it comes to all types of debt.