Mortgage Basics

Homebuyers
June 12, 2025

Adjustable-Rate Mortgages Are Back: Here’s What You Need to Know

Homebuyers are increasingly turning to adjustable-rate mortgages (ARMs) as a potential solution to manage higher borrowing costs.

Homeowners
June 5, 2025

Scrolling Through Listings? How Buyers Can Score the Right Home This Summer

This summer may be shaping up to offer buyers something spring didn’t: leverage.

Homebuyers
May 30, 2025

How to Upsize Your Home without Breaking the Bank

Upsizing, when you trade up to a home with more square footage, isn’t always as simple as picking a bigger place and calling the movers.

Homebuyers
May 22, 2025

Pre-Approved Homebuyers Can Still Lose Out on Loans — Here’s Why

You may have been pre-approved for a mortgage—only to be denied a home loan or approved for less than the amount you were expecting. Here are some possible explanations.

Homebuyers
May 20, 2025

Starter Homes: How They Can Get You on the Property Ladder

If you embrace the concept of a starter home, you may find yourself unlocking the door to your very own place sooner than you think.

Homebuyers
May 14, 2025

How Do Lenders Verify Income on Mortgage Loan Applications?

Lenders examine a buyer’s financial picture as part of the process of determining whether to lend to a potential borrower. They must verify a potential borrower's income and employment.

Homebuyers
May 13, 2025

Choosing a Mortgage? Conventional Loans vs. FHA, VA, and USDA Loans

If you’re shopping for a mortgage, you likely have more loan options than you realize. Conventional Loans are one of the most popular choices. But FHA, USDA, and VA loans may be a better fit.