- Homebuyers
- October 23, 2024
Understanding Conforming Loans vs. Non-Conforming Loans—And Why Homebuyers Should Care
Homebuyers may want to understand the differences between conforming and non-conforming loans when choosing a mortgage.
Mortgage Basics
Mortgage Basics Articles
- Homebuyers
- October 22, 2024
How Much Home Can You Really Afford?
Before you start looking for your dream home, it's important to figure out what you can actually afford so you stay financially secure.
- Homebuyers
- October 21, 2024
Jumbo Loans: The Super-Sized Mortgages for More Expensive Homes
Jumbo loans may help homebuyers finance more expensive home purchases.
- Homebuyers
- October 10, 2024
Unlocking Homeownership: How FHA Loans May Help First-Time Buyers
Learn how FHA loans can open the door to homeownership for first-time buyers with low down payments, flexible credit requirements, and affordable mortgage rates.
- Homebuyers
- September 30, 2024
Buying a Home? How to Negotiate Your Real Estate Agent Commission
It’s important not to assume the seller will cover your real estate agent fees, only to learn that they won’t— and then the deal falls apart.
- Homebuyers
- September 24, 2024
Hoping to Buy a More Expensive Home? Lower Mortgage Rates are Here to Help
As mortgage rates dip, homebuyers may be able to afford homes that were previously out of their financial reach.
- Homebuyers
- September 13, 2024
Why Mortgage Rates Change and What It Means for You
Mortgage rates are constantly changing. Those changes affect how much you'll pay in interest each month. Knowing what causes these changes may help you stay ahead as you buy a home or refinance your mortgage.
- Homebuyers
- September 11, 2024
A Guide to Preventing Mortgage Fraud
In today's digital age, one wrong click could turn your dream of homeownership into a nightmare as cybercriminals are increasingly targeting homebuyers through sophisticated email scams. Here's how to avoid them.
- Homebuyers
- September 10, 2024
Mortgage Rates vs APR: Knowing the Difference May Save Homebuyers Big Money
Two important terms every potential homebuyer should learn are mortgage interest rates and annual percentage rate (APR). Both terms directly relate to how much money you'll pay each year, but there are some key differences that can really add up.
- Homebuyers
- September 10, 2024
House Hacking to Save Money: Why Some Homebuyers Are Co-Buying a Home with Friends
Given current market conditions, some people may think that homeownership is unobtainable. One solution that's growing in popularity is co-buying, where friends, family members, and investors purchase properties together.
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