- Homebuyers
- November 7, 2024
What Is an Escalation Clause? This Little-Known Strategy Can Help Homebuyers in Competitive Markets
An escalation clause can is a tool homebuyers can use to win a bidding war—but it could backfire.
Mortgage Basics
Mortgage Basics Articles
- Homebuyers
- November 1, 2024
Good News for Homebuyers: It May Get a Little Cheaper to Purchase a Home
Homebuyers are always looking to save money. Good news is on the way. More homebuyers will soon be able to buy a home without needing to pay for an appraisal.
- Homebuyers
- October 25, 2024
Keeping an Eye on Your DTI: Why Debt-to-Income Ratios Matter for Homebuyers
If you’re hoping to buy a home, you may want to consider paying down your debt. How much debt you have can make or break your ability to qualify for a home loan.
- Homebuyers
- October 23, 2024
Understanding Conforming Loans vs. Non-Conforming Loans—And Why Homebuyers Should Care
Homebuyers may want to understand the differences between conforming and non-conforming loans when choosing a mortgage.
- Homebuyers
- October 22, 2024
How Much Home Can You Really Afford?
Before you start looking for your dream home, it's important to figure out what you can actually afford so you stay financially secure.
- Homebuyers
- October 21, 2024
Jumbo Loans: The Super-Sized Mortgages for More Expensive Homes
Jumbo loans may help homebuyers finance more expensive home purchases.
- Homebuyers
- October 10, 2024
Unlocking Homeownership: How FHA Loans May Help First-Time Buyers
Learn how FHA loans can open the door to homeownership for first-time buyers with low down payments, flexible credit requirements, and affordable mortgage rates.
- Homebuyers
- September 30, 2024
Buying a Home? How to Negotiate Your Real Estate Agent Commission
It’s important not to assume the seller will cover your real estate agent fees, only to learn that they won’t— and then the deal falls apart.
- Homebuyers
- September 24, 2024
Hoping to Buy a More Expensive Home? Lower Mortgage Rates are Here to Help
As mortgage rates dip, homebuyers may be able to afford homes that were previously out of their financial reach.
- Homebuyers
- September 13, 2024
Why Mortgage Rates Change and What It Means for You
Mortgage rates are constantly changing. Those changes affect how much you'll pay in interest each month. Knowing what causes these changes may help you stay ahead as you buy a home or refinance your mortgage.