- Homebuyers
- March 19, 2014
5 Things You Need to Be Pre-Approved for a Mortgage Loan Slideshow
To get pre-approved for a mortgage loan, here are five things you need to know.
Mortgage Basics
Mortgage Basics Articles
- Homebuyers
- June 4, 2013
APR Definition: Your Simplified Guide to Annual Percentage Rate
In the simplest terms APR is the combination of two things: the interest rate of the loan, plus lender fees and closing costs.
- Homebuyers
- May 21, 2013
How to Buy a Home in an Inventory Shortage Crisis
Here are homebuying tips to help you beat the competition in a seller's market.
- Homebuyers
- October 11, 2012
Uncovering the Mystery Behind Property Taxes
Here are steps to uncover the mystery behind how property taxes are calculated.
- Homebuyers
- May 21, 2012
Underwriting and Home Loan Approval
Underwriting is the core process involved in being approved for a mortgage. The underwriter plays a big part in whether or not you will receive the loan.
- Homebuyers
- May 17, 2012
Appraising the Property
An appraisal determines the market value of a home. The lender will require an appraisal prior to officially approving any loan.
- Homebuyers
- May 15, 2012
What Is a Mortgage Interest Rate Lock?
A mortgage rate lock is the only guarantee that you will receive the terms at the time your loan is approved.
- Homebuyers
- December 14, 2011
Increase Your Chance of Home Loan Approval
As a potential home buyer, you should be prepared for lenders to take a more detailed look at everything about you.
All About LTV: The Acronym You Need to Know When Buying a Home
Loan-to-value ratios, aka LTVs, are used by lenders to determine how large of a loan someone may receive.