- Homebuyers
- November 19, 2024
What is PMI? What You Need to Know and How You Can Avoid It
Homebuyers who make smaller down payments may need to pay private mortgage insurance, also known as PMI. Here's how to avoid it—or get rid of it.
Mortgage Basics
Mortgage Basics Articles
- Homebuyers
- November 14, 2024
What Is Earnest Money and How Does It Work?
Given the state of the market, homebuyers may need to take advantage of every opportunity to make their offers stand out. For some, that could include waiving contingencies or putting down an earnest money deposit.
- Homebuyers
- November 12, 2024
Ready for a Change? These Cities Will Pay You to Move There
Looking to make a move? These U.S. cities are offering financial incentives, perks like coworking space memberships, and a chance to boost their economies in exchange for remote workers relocating to their communities.
- Homebuyers
- November 7, 2024
What Is an Escalation Clause? This Little-Known Strategy Can Help Homebuyers in Competitive Markets
An escalation clause is a tool homebuyers can use to win a bidding war—but it could backfire.
- Homebuyers
- November 1, 2024
Good News for Homebuyers: It May Get a Little Cheaper to Purchase a Home
Homebuyers are always looking to save money. Good news is on the way. More homebuyers will soon be able to buy a home without needing to pay for an appraisal.
- Homebuyers
- October 25, 2024
Keeping an Eye on Your DTI: Why Debt-to-Income Ratios Matter for Homebuyers
If you’re hoping to buy a home, you may want to consider paying down your debt. How much debt you have can make or break your ability to qualify for a home loan.
- Homebuyers
- October 23, 2024
Understanding Conforming Loans vs. Non-Conforming Loans—And Why Homebuyers Should Care
Homebuyers may want to understand the differences between conforming and non-conforming loans when choosing a mortgage.
- Homebuyers
- October 22, 2024
How Much Home Can You Really Afford?
Before you start looking for your dream home, it's important to figure out what you can actually afford so you stay financially secure.
- Homebuyers
- October 21, 2024
Jumbo Loans: The Super-Sized Mortgages for More Expensive Homes
Jumbo loans may help homebuyers finance more expensive home purchases.
- Homebuyers
- October 10, 2024
Unlocking Homeownership: How FHA Loans May Help First-Time Buyers
Learn how FHA loans can open the door to homeownership for first-time buyers with low down payments, flexible credit requirements, and affordable mortgage rates.
Smart Moves Start Here.