There are many down payment and closing costs assistance programs available to first-time homebuyers. They can include government programs at both the state and local levels, programs offered by non-profit organizations, as well as lender-offered programs.
Nevada has several first-time homebuyer programs available. They offer down payment assistance and homebuyer education courses and counseling.
Wisconsin has several first-time homebuyer programs available. They offer down payment assistance and homebuyer education courses and counseling. Check with WHEDA to see details about their homebuyer programs.
How much a first-time homebuyer has to put down on a home depends on the loan type and their unique financial profile. For example, VA loans offer zero down payment, while the down payment on a Conventional loan can be anywhere between 3%-20%.
Declining interest rates, a decrease in the time homes spend on the market, and an increase in inventory all signal that 2024 will be a better year for the housing market.
Rhode Island has several first-time homebuyer programs available. They offer down payment assistance and homebuyer education courses and counseling.
If you're a first-time homebuyer in South Carolina there are various loans and programs available to potentially help you buy a home. Read our guide to find out which of these programs may be right for your needs.
Learn what home builder confidence means for the homebuying market.
If you're a first-time homebuyer in Nebraska, many loans and programs may be available to help you buy a home. Find out which one might be right for your needs.
If you're a first-time homebuyer in the state of Montana, there are many loans and programs available to you. Find out which of these might be able to help you buy a home.