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About Ailin Goode

Ailin Goode

Ailin Goode

Staff Writer, New American Funding

Ailin has worked many roles throughout their writing career. From independent journalism to content strategy, their decade of professional experience has been challenging and enjoyably diverse.

Ailin Goode Articles

Illinois First-Time Homebuyer Guide

Several loans may be available to first-time homebuyers that offer low or no down payments. These include FHA, VA, and USDA loans. Each loan comes with its own set of unique applicable qualifications in addition to the requirements of the lender offering them.

Ohio First-Time Homebuyer Guide

There are many down payment and closing costs assistance programs available to first-time homebuyers. They can include government programs at both the state and local levels, programs offered by non-profit organizations, as well as lender-offered programs.

South Dakota First-Time Homebuyer Guide

New American Funding offers an assistance program for first-time homebuyers called The Pathway to Homeownership. Specifically available to first-time homebuyers, eligible borrowers may receive up to $8,000* in financial assistance.

Alaska First-Time Homebuyer Guide

The credit score needed by a first-time homebuyer in Alaska will depend on the loan type you are applying for as well as your financial situation. For instance, FHA loans may allow a credit score as low as 500 with a high enough down payment. For Conventional loans, a minimum credit score of 620 is generally required.

Connecticut First-Time Homebuyer Guide

If you're a first-time homebuyer trying to purchase your dream home in Connecticut, there are many loans and programs available to make owning a home in the state a reality.

Delaware First-Time Homebuyer Guide

New American Funding offers an assistance program for first-time homebuyers called The Pathway to Homeownership. Specifically available to first-time homebuyers, eligible borrowers may receive up to $8,000* in financial assistance.

Hawaii First-Time Homebuyer Guide

The minimum down payment a borrower may put down on a home in Hawaii depends on the loan. The down payment can be as low as 0% (USDA and VA loans), 3% (Conventional loans), or 3.5% (FHA loans).

Idaho First-Time Homebuyer Guide

There are many down payment and closing costs assistance programs available to first-time homebuyers. They can include government programs at both the state and local levels, programs offered by non-profit organizations, as well as lender-offered programs.

FHA Loans: Bridging the Racial Homeownership Gap

In 2022, the U.S. Department of Housing and Urban Development (HUD) laid out its FY 2022-2026 Strategic Plan, the first goal of which is to 'support underserved communities.' It continues to specify that it is focusing on 'equitable community development particularly for communities of color.'

Iowa First-Time Homebuyer Guide

There are many down payment and closing costs assistance programs available to first-time homebuyers. They can include government programs at both the state and local levels, programs offered by non-profit organizations, as well as lender-offered programs.