- Homebuyers
- May 2, 2025
Escrow Fees Explained: What Every Homebuyer Should Know
Homebuyers are also responsible for paying closing costs, which generally includes putting money into an escrow account until the sale goes through.
Mortgage Basics
Mortgage Basics Articles
- Homebuyers
- May 2, 2025
Working with a Real Estate Agent: What Homebuyers Should Know
Homebuyers now need to come to an agreement with their agents on what services the agent will provide and how much the agent will be paid.
- Homebuyers
- April 18, 2025
Some Companies Are Offering Discounted Mortgages as an Employee Perk. Here’s What to Know
As employers seek new perks to attract and retain workers, some companies are now partnering with mortgage lenders to offer employees discounts on home loans.
- Homebuyers
- April 16, 2025
Existing Homes vs. New Home Construction: Which Option is Right for You?
Shopping for a home is so much more than location and square footage. Buyers must also choose between existing homes and new construction.
- Homebuyers
- April 8, 2025
What is a Lowball Offer on a Home? The Pros, Cons, Pitfalls, and How to Do It Right
In today’s housing market, where home prices sometimes seem stubbornly out of reach, some buyers are taking a different approach: Making lowball offers.
- Homebuyers
- April 1, 2025
How to Financially Prepare for Buying a Home in 2025
April is Financial Literacy Month. That means it’s time to take stock of your money habits, learn new financial skills, and figure out your big-picture goals. For many people, one of those goals is buying a home.
- Homebuyers
- March 25, 2025
Planning to Use a 0% Down USDA Loan? What To Know About USDA Appraisals
Homebuyers using a USDA loan must undergo a USDA appraisal. Here's what that entails.
- Homebuyers
- March 21, 2025
Who's Who in Buying a Home? Meet the Team That Makes It Happen
Buying a home is one of the biggest purchases you may ever make. That’s why it’s so important to have a team of professionals working alongside you to help make your dream of homeownership possible.
- Homebuyers
- March 6, 2025
Condo Conundrum: Your Guide on How to Purchase a Condo with an FHA Loan
Getting an FHA loan for a condo can be tricky. Here's what buyers need to know.
- Homebuyers
- February 7, 2025
What's Really in Your Monthly Mortgage Payment? Breaking Down the Costs
Confused by your mortgage payment? Learn how principal, interest, escrow, and other costs come together to make homeownership a smart, long-term investment.
Smart Moves Start Here.