Videos

Mortgage Anxiety? Here’s How to Handle It

Those who dream about purchasing a home shouldn’t let their fears stand in the way of applying for a mortgage.

That’s why it’s important to speak with a loan officer before assuming the worst.

Instead of worrying about your credit score, you should see what it is, said Raulyer Hernandez, a New American Funding branch manager in Orlando, Fla.

You may not think you have enough saved for a down payment, but there may be assistance available or you may qualify for a low down payment loan.

Even if you don’t qualify for a loan today, you may be able to do so with a little bit of work.

“That’s why we have professionals to strategize and make a plan for the future,” said Hernandez.

Raulyer Hernandez NMLS #619301