- Guides
- February 26, 2024
Connecticut First-Time Homebuyer Guide 2025
If you're a first-time homebuyer trying to purchase your dream home in Connecticut, there are many loans and programs available to make owning a home in the state a reality.
First-Time Homebuyers
First-Time Homebuyers Articles
- Guides
- February 23, 2024
Delaware First-Time Homebuyer Guide 2025
New American Funding offers an assistance program for first-time homebuyers called The Pathway to Homeownership. Specifically available to first-time homebuyers, eligible borrowers may receive up to $8,000* in financial assistance.
- Guides
- February 21, 2024
Hawaii First-Time Homebuyer Guide 2025
The minimum down payment a borrower may put down on a home in Hawaii depends on the loan. The down payment can be as low as 0% (USDA and VA loans), 3% (Conventional loans), or 3.5% (FHA loans).
- Guides
- February 20, 2024
Idaho First-Time Homebuyer Guide 2025
There are many down payment and closing costs assistance programs available to first-time homebuyers. They can include government programs at both the state and local levels, programs offered by non-profit organizations, as well as lender-offered programs.
- Guides
- February 16, 2024
FHA Loans: Bridging the Racial Homeownership Gap
In 2022, the U.S. Department of Housing and Urban Development (HUD) laid out its FY 2022-2026 Strategic Plan, the first goal of which is to 'support underserved communities.' It continues to specify that it is focusing on 'equitable community development particularly for communities of color.'
- Guides
- February 15, 2024
Iowa First-Time Homebuyer Guide 2025
There are many down payment and closing costs assistance programs available to first-time homebuyers. They can include government programs at both the state and local levels, programs offered by non-profit organizations, as well as lender-offered programs.
- Guides
- February 14, 2024
Kansas First-Time Homebuyer Guide 2025
How much a first-time homebuyer has to put down on a home depends on the loan type and their unique financial profile. For example, VA loans offer zero down payment, while the down payment on a Conventional loan can be anywhere between 3%-20%.
- Guides
- February 13, 2024
Kentucky First-Time Homebuyer Guide 2025
If you're a first-time homebuyer in Kentucky, this guide will provide you with valuable information about loans, programs, and resources available to meet your needs.
- Guides
- February 12, 2024
Maine First-Time Homebuyer Guide 2025
The minimum down payment a borrower may put down on a home in Maine depends on the loan. The down payment can be as low as 0% (USDA and VA loans), 3% (Conventional loans), or 3.5% (FHA loans).
- Guides
- February 8, 2024
Massachusetts First-Time Homebuyer Guide 2025
The credit score needed by a first-time homebuyer in Massachusetts will depend on the loan type you are applying for as well as your financial situation. For instance, FHA loans may allow a credit score as low as 500 with a high enough down payment. For Conventional loans, a minimum credit score of 620 is generally required.
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