About Jason Obradovich

Jason Obradovich

CIO, New American Funding

Jason has 23 years of executive experience and expertise in the mortgage industry, developing and managing Capital Markets for financial institutions. He's held positions as Chief Investment Officer, EVP Capital Markets, EVP Financial Strategies and other similar roles for Kinecta Federal Credit Union, Countrywide/Bank of America and New American Funding.

Currently, he is responsible for managing pricing, trading, hedging, investor relationships, warehouse financing, MSR management, liquidity, etc. Jason also authors the Housing Market Update, a regular feature on the New American Funding blog which gives depth and perspective to today's economic news. Jason attended the University of California where he received a BA in Economics and is a member of several prominent mortgage industry trade organizations.

Jason Obradovich Articles

Housing News, Videos
March 28, 2019

Low Rates with No Increases for 2019?

Have you heard? The FOMC has confirmed that rates will stay constant with no increases ahead.

Housing News, Videos
February 28, 2019

Supply and Demand: Interest Rates Go Down

Interest rates for consumers and homebuyers have gone down. It's all a case of supply and demand.

Housing News, Videos
February 14, 2019

No News is Good News for Interest Rates

Since our last update, there has been very little movement in the market, specifically interest rates. The 10-year currently sits just under 2.70% and as of right now volatility has been very low.

Housing News, Videos
January 10, 2019

New Year, New Interest Rates?

Housing News, Videos
December 13, 2018

Market Update: December 13, 2018

In the past 30 days, we've seen interest rates drop and drop. The 10yr, which recently traded as high as 3.24%, a level not seen since 2011, is down to 2.85%

Housing News, Videos
November 15, 2018

Market Update: November 15, 2018

Over the past month, we've seen rates hold relatively stable despite the uncertainty around the midterm elections. The 10yr is trading within the range of 3.05 and 3.25% and it’s currently at 3.15%. However, in the past year, rates are up about 80bps and it's generally believed the Fed will raise once more in 2018 and twice in 2019. A lot of that will depend on growth and inflation.

Housing News, Videos
October 12, 2018

Market Update: October 12, 2018

If it seems like interest rates have been going up almost every day, then you are correct. There has been this risk-off trade that has pushed stock and bond prices down. Investors are taking profits as there seems to be more and more concerns over valuations and the trade war with China.

Housing News, Videos
September 20, 2018

Market Update: September 20, 2018

For the last couple of weeks, we've seen interest rates creep up and up. The yield on the 10-year Treasury is now over 3%; something that hasn't happened very often since the financial crisis. The graph on your screen shows the 10-year for the past 8 years. What's interesting is the fact that the 10-year has not sustained a 3+% yield for 30 straight days since 2011.

Housing News, Videos
August 23, 2018

Market Update: August 23, 2018

Jason Obradovich, EVP of Capital Markets for New American Funding is back with the latest Mortgage Rundown. If you've been following the market, you may have noticed interest rates have slightly come down. What is going to happen to rates for the remainder of the year?

Housing News, Videos
August 9, 2018

Market Update: August 9, 2018

Jason Obradovich, EVP of Capital Markets for New American Funding is back with the latest Mortgage Rundown. With core inflation under 2% and the 10-year Treasury under 3%, the Federal Open Market Committee held steady on interest rates last week.