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Zack Duncan Branch Manager
- NMLS # 265104
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Direct:
503-347-5212 - |
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Email:
zack.duncan@nafinc.com
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Already Started an Application? Click Here
About Zack Duncan
I was born and raised in Portland, Oregon. I love living here. I grew up watching the Blazers, and I'm a huge Duck fan, especially football. I attended the University of Oregon where I met my beautiful wife, Melanie. My wife was born and raised in Hawaii. It is a privilege for us to stay with family and visit with friends twice a year. Together we have two amazing daughters, Leina'ala (9) and Zoe (7). They light up our lives and we make it a point to have lots of family time close to home. We live and work in Lake Oswego, so it's important for us to support the schools and local businesses.
I started off with a small broker in Portland. I spent the next 4 years
learning the industry, refining my sales, learning to not only ask for
business, but keeping it. I spent the next 4 years at Alpine Mortgage where I
utilized mortgage planning as a competitive advantage and built a sales team. I
was at Cobalt Mortgage for the next 4 years where I created a community
outreach program, overseeing charitable activities and sponsorships. While
there, I became a team leader, hosting weekly meetings and finding ways to
motivate and retain our sales people. I eventually moved over to PRMI as a
branch manager focused on recruiting, hiring, leading, and producing.
Choose the Right Home
Loan Expert
With
many years of experience in the mortgage banking industry, and extensive
practice in originating home loans for both purchase and refinance, I am a firm
believer in excellent customer service and offering the most competitive
pricing.
Through
working with New American Funding, a Direct Lender, I have continued to be one
of the most knowledgeable Loan Officers in Oregon.
When working with myself
and New American Funding you’ll receive:
- Expert advice and support in making your home financing decisions
- A full spectrum of loan products from which to choose
- Consistent communication and follow up throughout the loan process from myself and New American Funding's in-house operations team
- The fastest turn times in the industry
Please give me a call today for
answers to any of your home financing questions. I would be more than happy to
offer my professional advice.
Click
here to check out my reviews

Top Rated
Mortgage Lender
4.9/5 Based on 269,421 Reviews

You're In Good Hands!
Ciara R.
Transaction Completed:
3/7/2025
"Overall the experience was very smooth. The communication was great with each person I worked with. Didn't matter if it was late at night or the weekend I got a response very quickly."
Mark S.
Transaction Completed:
1/15/2025
"Start to finish, the entire loan process was flawless, the NAF team communicated and responded in a timely manner making the experience less stressful."
Wael R.
Transaction Completed:
11/4/2024
"It felt like the rate that was initially given is just for hooking me up. I would have appreciated more clarification on the \"float down\" option from the experts. Otherwise the team was helpful."
David M S.
Transaction Completed:
10/27/2024
"Zach's expertise and guidance are extremely helpful. He uses relatable terms, and is hyperfocused on customer service."
Loan Products
Every story of home buying is unique, we offer a variety of loans to meet our clients' needs.
Mortgage Calculators
Estimate your monthly payment, see how much house you can afford, and more!
Pathway to HomeOwnership
Are you Ready?
At New American Funding, we believe that every person deserves a clear path to achieving their dream of homeownership. So, we created the Pathway to Homeownership initiative to alleviate some of your financial worries.
What is the Pathway to
Homeownership Initiative?
The Pathway to Homeownership offers qualified borrowers in select areas up to $7,500 in assistance. These funds are not a loan that needs to be repaid and are available to first-time homebuyers in designated areas.
This program can also potentially be combined with other down payment assistance programs to offer you even more support as you build the life of your dreams.

NAF Cash Can Turn You into a Cash Buyer
Interact with our map to track cash
Purchase trends across the country
With NAF Cash, you can make a competitive, true cash offer that is not contingent on financing and close in little as seven days without having to sell your current home first.
From the Blog
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Why Choose NAF Connect?
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Lake Oswego
Lake Oswego, OR 97035
Direct: 503-347-5212
Email: zack.duncan@nafinc.com
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