About Victor Ayala

My name is Victor Ayala, and I am proud to work with the community on behalf of New American Funding. 

As a dedicated mortgage loan officer, my goal is to simplify the home-buying process while ensuring my clients are matched with the ideal financial product for their unique needs. 

I understand that every buyer’s situation is different, and I take pride in providing personalized solutions to help you achieve your dream of homeownership.

With access to a wide range of mortgage options—whether it’s a first-time homebuyer program, conventional loan, FHA, VA, USDA, or jumbo financing—I am committed to identifying the right product with competitive rates and terms to suit your financial goals.

Beyond finding the right loan, I’m here to guide you through every step of the lending process. From application to closing, I provide clear communication, regular updates, and expert advice to ensure a smooth and stress-free experience.

Whether you’re purchasing your first home, upgrading, or refinancing, my mission is to empower you with the confidence and clarity to make informed financial decisions that fit your lifestyle.

Let’s work together to turn your homeownership goals into reality!


NMLS #1691838

Top Rated
Mortgage Lender

4.9/5 Based on 269,421 Reviews


You're In Good Hands!

4.9/5 Based on 8 reviews
4/5

Evelisse J.

Transaction Completed:
3/2/2025

"the customer service and personal skills from the new funding team is great. The issue comes when a third party takes over the loan as they don't have the same higher standards for service as this company."

Orlando, FL
5/5

Jorge Luis S.

Transaction Completed:
11/20/2024

"The communication made the process seamless."

Spring Hill, FL
5/5

Vannessa S.

Transaction Completed:
11/14/2024

"Process Was excellent"

Spring Hill, FL
5/5

Maria Sabina C.

Transaction Completed:
10/28/2024

"The comuniction all the time, as well very helpful entire transaction"

Lakeland, FL

Loan Products

Every story of home buying is unique, we offer a variety of loans to meet our clients' needs.

Pathway to HomeOwnership

Are you Ready?


At New American Funding, we believe that every person deserves a clear path to achieving their dream of homeownership. So, we created the Pathway to Homeownership initiative to alleviate some of your financial worries.


What is the Pathway to

Homeownership Initiative?


The Pathway to Homeownership offers qualified borrowers in select areas up to $6,000 in assistance. These funds are not a loan that needs to be repaid and are available to first-time homebuyers in designated areas.

This program can also potentially be combined with other down payment assistance programs to offer you even more support as you build the life of your dreams.

Contact me today for more information!

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NAF Cash Can Turn You into a Cash Buyer

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Purchase trends across the country

With NAF Cash, you can make a competitive, true cash offer that is not contingent on financing and close in little as seven days without having to sell your current home first.

Company Culture

NAF360 is our commitment to 360 degrees of trust and respect

NAF360 is our strength of character. It starts with each of us and flows from one person to another. It’s the trust we build with our clients, an understanding we’re here to help. It’s our ongoing contributions to the local community, the assurance we extend a helping hand. NAF360 is felt in our offices, transmitted in every call, evident in every referral, and shines brightly in countless glowing reviews.
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Our Mission and Vision

Our Mission: To stand with the Black community by engaging with Black employees and consumers, offering ongoing cultural competency training, acknowledging historical challenges and systemic barriers faced by Black individuals, and using intentional language in our marketing efforts to empower Black clients in achieving homeownership.

Our Vision:
To shape a diverse and inclusive landscape for homeownership. Black Impact represents our commitment to taking direct, action-oriented steps to address credit accessibility and promote sustainable and equitable homeownership for Black individuals and communities. We recognize and celebrate the resilience, creativity, and leadership of Black communities in overcoming systemic obstacles and discrimination. By 2028, NAF is committed to providing $20 billion in home loans to the Black community.

EXPLORE NAF CONNECT: A GAME-CHANGER FOR REAL ESTATE PROFESSIONALS

Your Gateway to Enhanced Real Estate Success

Unlock the full potential of your real estate business with NAF Connect, our award-winning platform designed specifically for real estate agents like you. Experience the ease of connectivity, visibility, and control over your transactions, anytime and anywhere.

Why Choose NAF Connect?

  • Enhanced Collaboration: Streamline processes with your loan officer to save time and secure more deals

  • Stay Informed: Gain real-time updates and transparency into every loan status, directly through your device

  • Marketing Made Easy: Leverage co-branded marketing materials to boost your presence and impress clients

Ready to elevate your real estate game?

Sign up for Free today and transform the way you do business! Join NAF Connect - Where Connectivity Meets Opportunity

Location

New American Funding

Orlando

4901 Vineland Road, ste 120
Orlando, FL 32811

Direct: 407-270-2088

Email: victor.ayala@nafinc.com

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