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Tracy Frette Sr. Loan Consultant
- NMLS # 488049
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Direct:
515-238-5779 - |
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Email:
tracy.frette@nafinc.com
About Tracy Frette
With 29 years of experience in the mortgage industry, Tracy Frette is a seasoned senior mortgage lender dedicated to helping clients navigate the home financing process with confidence. She has been a member of the Iowa Mortgage Bankers educational committee and a proud Presidents Club honoree for the past 15 years. Currently with New American Funding, Tracy specializes in a wide range of loan programs, including Conventional, FHA, VA, USDA, and first-time homebuyer programs in Iowa.
Known for her strong communication skills, Tracy prioritizes her clients' goals, ensuring a seamless and personalized lending experience. She listens attentively to both clients and agent partners, delivering solutions with expertise, warmth, and a touch of fun. Her goal is to create a comfortable and trusting environment where clients feel confident sharing their financial journey, knowing they are respected and valued.
Outside of work, Tracy is a
proud single mom of two daughters—one a recent college graduate and the other a
junior. She enjoys staying active and has a passion for travel, with Greece
ranking as her favorite destination.
About New American Funding
New American Funding is a nationwide direct lender, proudly serving communities since 2003. The company is known for its personalized customer service and dedication to helping clients find the right mortgage solutions. As a direct lender, New American Funding services 90% of their loans, offering peace of mind and continuity throughout the life of the loan.
They provide a comprehensive range of mortgage products, including Conventional, FHA, VA, USDA, and Jumbo Loans. Additionally, they offer specialty programs such as NAF Cash, Lock-In and Float, and Bridge and Recast Loans, tailored to meet the unique needs of their clients.
If you're looking to
purchase, refinance, or explore Home Equity Loan options, Tracy Frette and the
team at New American Funding are here to help you every step of the way.
Top Rated
Mortgage Lender
4.9/5 Based on 269,421 Reviews
You're In Good Hands!
Jennifer A.
Transaction Completed:
4/29/2025
"Tracy is a wonderful resource and truly cares about helping and serving her clients."
Kady Sayavongchanh .
Transaction Completed:
4/28/2025
"It is already feeling weird to not be in daily communication with Tracy and her team!! They have all been so so wonderful in helping me get my mortgage. The house that I ended up falling in love with did not fit the type of loan I originally was preapproved for. Tracy was able to figure out a way to help me still be able to get a loan and get the house that is perfect for my boys and I!! Being a single mom of two boys with two jobs is not easy. She really recognized that and was able to help me every step of the way. I cannot say enough great things about the entire team at New American!!! Thank you thank you THANK YOU!!!!"
Kady B S.
Transaction Completed:
4/28/2025
"It is already feeling weird to not be in daily communication with Tracy and her team!! They have all been so so wonderful in helping me get my mortgage. The house that I ended up falling in love with did not fit the type of loan I orignally was preapproved for. Tracy was able to figure out a way to help me still be able to get a loan and get the house that is perfect for my boys and I!! Being a single mom of two boys with two jobs is not easy. She really recognized that and was able to help me every step of the way. I cannot say enough great things about the entire team at New American!!! Thank you thank you THANK YOU!!!!"
Mu La H.
Transaction Completed:
4/26/2025
"I think everyt are perfect already. I don'thave any better comm"
Loan Products
Every story of home buying is unique, we offer a variety of loans to meet our clients' needs.
Mortgage Calculators
Estimate your monthly payment, see how much house you can afford, and more!
Pathway to HomeOwnership
Are you Ready?
At New American Funding, we believe that every person deserves a clear path to achieving their dream of homeownership. So, we created the Pathway to Homeownership initiative to alleviate some of your financial worries.
What is the Pathway to
Homeownership Initiative?
The Pathway to Homeownership offers qualified borrowers in select areas up to $6,000 in assistance. These funds are not a loan that needs to be repaid and are available to first-time homebuyers in designated areas.
This program can also potentially be combined with other down payment assistance programs to offer you even more support as you build the life of your dreams.
NAF Cash Can Turn You into a Cash Buyer
Interact with our map to track cash
Purchase trends across the country
With NAF Cash, you can make a competitive, true cash offer that is not contingent on financing and close in little as seven days without having to sell your current home first.
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EXPLORE NAF CONNECT: A GAME-CHANGER FOR REAL ESTATE PROFESSIONALS
Your Gateway to Enhanced Real Estate Success
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Why Choose NAF Connect?
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Flex - Des Moines
West Des Moines, IA 50266
Direct: 515-238-5779
Email: tracy.frette@nafinc.com
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