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Thomas C Phillips II Sr. Loan Officer
- NMLS # 159695
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Direct:
301-323-8043 - |
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Email:
thomas.phillips@nafinc.com
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Already Started an Application? Click Here
About Thomas C Phillips II
My name is Thomas C. Phillips II. I was born in Louisville
Kentucky, and I grew up in Silver Spring Maryland. I graduated from Towson
State University in 1997. I worked in TV news for 2 years before deciding to go
into sales. I’ve sold home theater equipment, gym memberships, and more.
Finally, in 2004 I discovered the wonderful world of mortgage financing and
that was it for me! Aside from God and family, there is nothing more satisfying
for me than helping my clients achieve the American dream of home ownership by
helping them obtain the best loan for their situation.
When it comes to providing a mortgage for your home, my goal
is to identify your needs and offer a mortgage solution that meets your
specific requirements with a seamless, transparent, and stress-free process. I
always tell my clients that finding a good loan officer is like finding a good
mechanic to fix your car.
Once you find that person you trust will look out for your
best interests and not their own pockets, you should stick with them. My goal
is to earn your business by earning your trust. I want to be your mortgage
consultant for life. I will help you to purchase a home, and refinance at the
right time and I will help you to use mortgage products as a tool to increase
your cash flow and build generational wealth.
If you are looking for a stable and dependable company to
facilitate your home financing or just an honest, hardworking person to find
the right loan for your unique circumstances, Thomas C. Phillips II of New
American Funding should be your first choice!

Top Rated
Mortgage Lender
4.9/5 Based on 269,421 Reviews

You're In Good Hands!
Jonathan R. K.
Transaction Completed:
9/16/2024
"Communication was respectful and kind throughout the process."
Heather A G.
Transaction Completed:
8/24/2024
"I loved the accessibility of communication. Thomas knew I had a busy schedule and let me know of all my options to communicate with him. I loved that he would call once and follow up with email or text. Honestly that alone I would rate him 10 stars! Such a relief to have this option! Loan closed so quickly. Communication didn’t feel like a hassle like it did with previous loan servicer. Thankful for Thomas and his team because refinancing was a breeze."
Shanyn M F.
Transaction Completed:
8/22/2024
"I was kept informed during every step in the process. The people I worked with were professional, knowledgeable, and kind."
Karyn R. O.
Transaction Completed:
7/22/2024
"Thomas was phenomenal!! He explained the process and the different options available and answered all of the questions I had. He was very knowledgeable and made everything flow seamlessly! Thomas was always available by phone for any questions and responded to emails very quickly!! I highly recommend using Thomas for any of your home purchasing, home equity or refinancing. I will be recommending Thomas to all of my family and friends!! Thank you Thomas!"
Loan Products
Every story of home buying is unique, we offer a variety of loans to meet our clients' needs.
Mortgage Calculators
Estimate your monthly payment, see how much house you can afford, and more!
Pathway to HomeOwnership
Are you Ready?
At New American Funding, we believe that every person deserves a clear path to achieving their dream of homeownership. So, we created the Pathway to Homeownership initiative to alleviate some of your financial worries.
What is the Pathway to
Homeownership Initiative?
The Pathway to Homeownership offers qualified borrowers in select areas up to $6,000 in assistance. These funds are not a loan that needs to be repaid and are available to first-time homebuyers in designated areas.
This program can also potentially be combined with other down payment assistance programs to offer you even more support as you build the life of your dreams.

NAF Cash Can Turn You into a Cash Buyer
Interact with our map to track cash
Purchase trends across the country
With NAF Cash, you can make a competitive, true cash offer that is not contingent on financing and close in little as seven days without having to sell your current home first.
From the Blog
Company Culture
NAF360 is our commitment to 360 degrees of trust and respect

Our Mission and Vision
Our Mission:
To stand with the Black community by engaging with Black employees and consumers, offering ongoing cultural competency training, acknowledging historical challenges and systemic barriers faced by Black individuals, and using intentional language in our marketing efforts to empower Black clients in achieving homeownership.
Our Vision:
To shape a diverse and inclusive landscape for homeownership. Black Impact represents our commitment to taking direct, action-oriented steps to address credit accessibility and promote sustainable and equitable homeownership for Black individuals and communities. We recognize and celebrate the resilience, creativity, and leadership of Black communities in overcoming systemic obstacles and discrimination. By 2028, NAF is committed to providing $20 billion in home loans to the Black community.












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Why Choose NAF Connect?
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CD - Charlotte - Purchase
Charlotte, NC 28217
Direct: 301-323-8043
Email: thomas.phillips@nafinc.com
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