You're In Good Hands!

4.96/5 Based on 23 reviews

5/5

Frances Leonor

Transaction Completed:
3/25/2025

"Excellent! I can not ask for better service! Sandra made the refinance process smooth and pleasant!"

5/5

Cynthia P.

Transaction Completed:
3/25/2025

"Sandra gave the best service! She is extremely professional and personable. She also displayed tremedous concern and understanding, Furthermore, she is immensely trustworthy."

Castro Valley, CA

5/5

Damon M H.

Transaction Completed:
1/14/2025

"Sanda Bell kept me fully informed at all times. her expertise was most val and I will definitely continue to use her in the future . I am fully trus in her abilitya and will be referring her to anyone in need."

Oakland, CA

5/5

Jonathan P.

Transaction Completed:
12/26/2024

"Working with Sandra Watson-Bell and her team was an absolute highlight of our home-buying journey. From the very start, Sandra’s exceptional communication skills stood out—she answered all of our questions quickly and thoroughly, making complex processes feel simple and manageable. Her professionalism and dedication ensured that we always felt supported and informed, which brought us so much peace of mind during what can often be a stressful time. My partner and I couldn’t be happier with the experience, and we’re so grateful to have had Sandra and her team guiding us every step of the way."

Hayward, CA

Loan Products

Every story of home buying is unique, we offer a variety of loans to meet our clients' needs.

30 Year Fixed Rate Mortgage

Steady monthly payments over a 30 year term.

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Refinance Calculator

Calculate your new monthly payment after refinancing.

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Mortgage Calculator

Before you buy a house, calculate how much your payments will be.

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How Much House Can I Afford?

Calculate the maximum home price you could afford.

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Amortization Calculator

See your payoff schedule with principal and interest payments.

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Pathway to HomeOwnership

Are you Ready?

At New American Funding, we believe that every person deserves a clear path to achieving their dream of homeownership. So, we created the Pathway to Homeownership initiative to alleviate some of your financial worries.

What is the Pathway to

Homeownership Initiative?

The Pathway to Homeownership offers qualified borrowers in select areas up to $7,500 in assistance. These funds are not a loan that needs to be repaid and are available to first-time homebuyers in designated areas.

This program can also potentially be combined with other down payment assistance programs to offer you even more support as you build the life of your dreams.

Contact me today for more information!

NAF Cash Can Turn You into a Cash Buyer

Interact with our map to track cash
Purchase trends across the country

With NAF Cash, you can make a competitive, true cash offer that is not contingent on financing and close in little as seven days without having to sell your current home first.

Get Started Today!

From the Blog

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Company Culture

NAF360 is our commitment to 360 degrees of trust and respect

NAF360 is our strength of character. It starts with each of us and flows from one person to another. It’s the trust we build with our clients, an understanding we’re here to help. It’s our ongoing contributions to the local community, the assurance we extend a helping hand. NAF360 is felt in our offices, transmitted in every call, evident in every referral, and shines brightly in countless glowing reviews.

EXPLORE NAF CONNECT: A GAME-CHANGER FOR REAL ESTATE PROFESSIONALS

Your Gateway to Enhanced Real Estate Success

Unlock the full potential of your real estate business with NAF Connect, our award-winning platform designed specifically for real estate agents like you. Experience the ease of connectivity, visibility, and control over your transactions, anytime and anywhere.

Why Choose NAF Connect?

Enhanced Collaboration: Streamline processes with your loan officer to save time and secure more deals
Stay Informed: Gain real-time updates and transparency into every loan status, directly through your device
Marketing Made Easy: Leverage co-branded marketing materials to boost your presence and impress clients

Ready to elevate your real estate game?

Sign up for Free today and transform the way you do business! Join NAF Connect - Where Connectivity Meets Opportunity

Sandra Watson Bell Loan Consultant

About Sandra Watson Bell

Top Rated
Mortgage Lender

You're In Good Hands!