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Ru Toyama Loan Consultant
- NMLS # 1528382
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Direct:
703-200-4554 - |
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Email:
ru@monumenthomeloans.com
About Ru Toyama
Ru Toyama NMLS #1528382 is a trusted Loan Consultant who is ready to make your dreams of owning a home a reality.
Ru graduated from the United States Naval Academy and commissioned as an officer in the Navy in 2006.
He served 10 years as a Civil Engineer Corps Officer, and stationed around the country from Florida, Mississippi, California, to DC.
He had two operational deployments to Ar Ramadi Iraq and the Island of Guam.
Looking for the next chapter in life after his service he wanted to continue his passion for service back to the community and to his customers, thus was introduced to the world of Real Estate and Mortgage lending via his wife who is a local Realtor.
As a Mortgage Loan Consultant, Ru provides residential purchase, refinance, Home Equity Line of Credit, Renovation, and Construction financing along with many other unique product solutions that can likely fit almost any kind of buyer's budget and portfolio.
His exceptional customer service coupled with the right loan program will make buying or refinancing your home a worry-free experience from start to finish!
Having a trusted lender in your corner can truly make the difference between winning the contract or not! Do not hesitate to reach out to Ru for your financing needs.
Ru is personally licensed in VA, MD, DC, and FL! The team here at New American Funding can support all 50 states and also including Puerto Rico!
Top Rated
Mortgage Lender
4.9/5 Based on 269,421 Reviews
You're In Good Hands!
Christine D.
Transaction Completed:
2/25/2025
"We've purchased several homes over 2 decades. Ru's communication is the best we've experienced. He kept us on timeline and worked through the challenges with positivity. When we had conflicting information that could have impacted closing, Ru definitively set the record straight. More importantly, he was proactive in contacting us to ensure we were on timeline and prepared for closing."
Barry G.
Transaction Completed:
2/9/2025
"This was my third time doing business with Ru. He is always a step ahead and makes sure everything is in order. Do delays can translate to big savings in today's market, so I'm grateful for his dedication and attention to detail. I won't hesitate to use Ru for any future needs or to recommend his services to family and friends."
Ann Elizabeth Casey L.
Transaction Completed:
2/7/2025
"Ru went out of his way to help me late in the evening and answer questions as needed!"
Sharon W.
Transaction Completed:
2/6/2025
"Great communicator with Both myself and my client and closed the file on time!"
Loan Products
Every story of home buying is unique, we offer a variety of loans to meet our clients' needs.
Mortgage Calculators
Estimate your monthly payment, see how much house you can afford, and more!
Pathway to HomeOwnership
Are you Ready?
At New American Funding, we believe that every person deserves a clear path to achieving their dream of homeownership. So, we created the Pathway to Homeownership initiative to alleviate some of your financial worries.
What is the Pathway to
Homeownership Initiative?
The Pathway to Homeownership offers qualified borrowers in select areas up to $6,000 in assistance. These funds are not a loan that needs to be repaid and are available to first-time homebuyers in designated areas.
This program can also potentially be combined with other down payment assistance programs to offer you even more support as you build the life of your dreams.
NAF Cash Can Turn You into a Cash Buyer
Interact with our map to track cash
Purchase trends across the country
With NAF Cash, you can make a competitive, true cash offer that is not contingent on financing and close in little as seven days without having to sell your current home first.
From the Blog
Company Culture
NAF360 is our commitment to 360 degrees of trust and respect
Meet The Team
Our Mission and Vision
Our Mission:
To stand with the Black community by engaging with Black employees and consumers, offering ongoing cultural competency training, acknowledging historical challenges and systemic barriers faced by Black individuals, and using intentional language in our marketing efforts to empower Black clients in achieving homeownership.
Our Vision:
To shape a diverse and inclusive landscape for homeownership. Black Impact represents our commitment to taking direct, action-oriented steps to address credit accessibility and promote sustainable and equitable homeownership for Black individuals and communities. We recognize and celebrate the resilience, creativity, and leadership of Black communities in overcoming systemic obstacles and discrimination. By 2028, NAF is committed to providing $20 billion in home loans to the Black community.
EXPLORE NAF CONNECT: A GAME-CHANGER FOR REAL ESTATE PROFESSIONALS
Your Gateway to Enhanced Real Estate Success
Unlock the full potential of your real estate business with NAF Connect, our award-winning platform designed specifically for real estate agents like you. Experience the ease of connectivity, visibility, and control over your transactions, anytime and anywhere.
Why Choose NAF Connect?
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Enhanced Collaboration: Streamline processes with your loan officer to save time and secure more deals
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Stay Informed: Gain real-time updates and transparency into every loan status, directly through your device
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Marketing Made Easy: Leverage co-branded marketing materials to boost your presence and impress clients
Ready to elevate your real estate game?
Sign up for Free today and transform the way you do business! Join NAF Connect - Where Connectivity Meets Opportunity
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Mission Statement: New American Funding (NAF) is an industry leader in culture, dedication to service, and lending to underserved communities. Through Latino Focus, the company identifies and addresses the challenges of Latino consumers in their pursuit of homeownership and to enhance the quality of their lending experience. We utilize education and awareness that aims to lift the community and build generational wealth through homeownership. By 2024, NAF is committed to providing $25 billion in home loans to the Latino community.
New American Funding
Arlington VA 5476
Arlington, VA 22203
Direct: 703-200-4554
Email: ru@monumenthomeloans.com
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