Ruthchaya Thitinavakun Photo

Ruthchaya Thitinavakun Loan Consultant

  • NMLS # 1165509

About Ruthchaya Thitinavakun

My name is Ruthchaya, pronounced as rachea, while most people call me Chacha.  

I'm currently living in San Francisco Bay Area and my office is in Walnut Creek.

My approach to providing mortgage services to my clients is to listen to what they are looking for, educate, discuss and guide them through out the loan process to home keys.

Many of my clients are self-employed borrowers who tend to have sophisticated profiles; therefore, there will naturally be more detail to work with.  I enjoy the challenges of getting their loan files done as smoothly as possible.

I particularly love working with first time home buyers - helping them navigate the mortgage pre-approval and loan process and guiding them step-by-step guidance all the way from the start to the finish line.

My goal is to make the home buying process for each and every client as stress-free as possible.  I cannot make this happen alone; we together as a team can!  Be sure to check out my past clients' reviews!

Let's get connected.


Top Rated
Mortgage Lender

4.9/5 Based on 269,421 Reviews


NAF Cash Can Turn You into a Cash Buyer

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Purchase trends across the country

With NAF Cash, you can make a competitive, true cash offer that is not contingent on financing and close in little as seven days without having to sell your current home first.

Source: This dataset combines data from Public Records and MLS transactions. The data lists the number of all-cash purchases and the total number of home purchases nationwide including the most recent five quarters of data. (Cash purchase defined when a Property Sold record does not have a Mortgage Balance.) Data coverage is limited by available MLS coverage. Certain geographies like Georgia (especially Central GA), South Dakota and Vermont were impacted by this data availability. Land sales and manufactured (MFR) home sales are excluded from the dataset.

Company Culture

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NAF360 is our strength of character. It starts with each of us and flows from one person to another. It’s the trust we build with our clients, an understanding we’re here to help. It’s our ongoing contributions to the local community, the assurance we extend a helping hand. NAF360 is felt in our offices, transmitted in every call, evident in every referral, and shines brightly in countless glowing reviews.

Pathway to HomeOwnership

Are you Ready?


At New American Funding, we believe that every person deserves a clear path to achieving their dream of homeownership. So, we created the Pathway to Homeownership initiative to alleviate some of your financial worries.


What is the Pathway to

Homeownership Initiative?


The Pathway to Homeownership offers qualified borrowers in select areas up to $8,000 in assistance. These funds are not a loan that needs to be repaid and are available to first-time homebuyers in designated areas.

This program can also potentially be combined with other down payment assistance programs to offer you even more support as you build the life of your dreams.

Contact me today for more information!

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You're In Good Hands!

5/5 Based on 29 reviews
5/5

Alexander Perez

Transaction Completed:
10/20/2024

"Great communication and very informative with the loan process."

Union City, CA
5/5

Lex Dennis Aaron Mar

Transaction Completed:
8/15/2024

"Very easy to work with."

Pittsburg, CA
5/5

Suzy

Transaction Completed:
8/1/2024

"Chacha has the client's best interest in mind at all times; no matter what time of day it is, she is always thinking of how best to help the client attain his goal with a sure path forward. It's always a pleasure working with Chacha. Looking forward to our next transaction together!"

Pittsburg, CA
5/5

Preecha

Transaction Completed:
6/29/2024

"From start to the end of the process so smooth ,best advice and best information all needed."

Rohnert Park, CA
Location

New American Funding

Walnut Creek - Mid Pacific

1212 Broadway Plaza, suite 2100
Walnut Creek, CA 94596

Direct: 936-362-8954

Email: ruthchaya.t@nafinc.com

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