About Loraine Young

Loraine Young, Sr. Loan Consultant, has lived in the Chattanooga/North Georgia area for over 40 years.  She retired from the local school system in 2017 and starting originating loans. She is excited to help borrowers turn their dreams into reality, especially when they thought homeownership was out of reach.  Whether it is finding creative solutions or navigating through challenges, Loraine Young, NMLS #1669040, is dedicated to helping her clients walk through the door of their dream home.  She's ready meet the needs of the community and to demonstrate why so many clients have put their trust in her and in New American Funding for their mortgage needs.  

Top Rated
Mortgage Lender

4.9/5 Based on 269,421 Reviews


You're In Good Hands!

4.88/5 Based on 28 reviews
5/5

Deyanira Linet R.

Transaction Completed:
5/5/2025

"Loan Officer Royce was the main person who helped me throughout the process ."

Chatsworth, GA
5/5

Dominik A.

Transaction Completed:
5/3/2025

"Overall just a no hassle experience"

Ringgold, GA
4/5

Laurie Wentworth M.

Transaction Completed:
4/18/2025

"Loraine was always available and in our initial phone call, she walked us through the process step by step. As first time homebuyers, we didn't know much coming in. In half an hour, she made us feel so prepared!"

Lupton City, TN
5/5

Nathan Louis G.

Transaction Completed:
4/9/2025

"Loraine Young was always available for questions. She gave great, in-depth answers and provided a personal touch we are very grateful for."

Lupton City, TN

Loan Products

Every story of home buying is unique, we offer a variety of loans to meet our clients' needs.

Pathway to HomeOwnership

Are you Ready?


At New American Funding, we believe that every person deserves a clear path to achieving their dream of homeownership. So, we created the Pathway to Homeownership initiative to alleviate some of your financial worries.


What is the Pathway to

Homeownership Initiative?


The Pathway to Homeownership offers qualified borrowers in select areas up to $6,000 in assistance. These funds are not a loan that needs to be repaid and are available to first-time homebuyers in designated areas.

This program can also potentially be combined with other down payment assistance programs to offer you even more support as you build the life of your dreams.

Contact me today for more information!

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NAF Cash Can Turn You into a Cash Buyer

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Purchase trends across the country

With NAF Cash, you can make a competitive, true cash offer that is not contingent on financing and close in little as seven days without having to sell your current home first.

Company Culture

NAF360 is our commitment to 360 degrees of trust and respect

NAF360 is our strength of character. It starts with each of us and flows from one person to another. It’s the trust we build with our clients, an understanding we’re here to help. It’s our ongoing contributions to the local community, the assurance we extend a helping hand. NAF360 is felt in our offices, transmitted in every call, evident in every referral, and shines brightly in countless glowing reviews.
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Our Mission and Vision

Our Mission: To stand with the Black community by engaging with Black employees and consumers, offering ongoing cultural competency training, acknowledging historical challenges and systemic barriers faced by Black individuals, and using intentional language in our marketing efforts to empower Black clients in achieving homeownership.

Our Vision:
To shape a diverse and inclusive landscape for homeownership. Black Impact represents our commitment to taking direct, action-oriented steps to address credit accessibility and promote sustainable and equitable homeownership for Black individuals and communities. We recognize and celebrate the resilience, creativity, and leadership of Black communities in overcoming systemic obstacles and discrimination. By 2028, NAF is committed to providing $20 billion in home loans to the Black community.

EXPLORE NAF CONNECT: A GAME-CHANGER FOR REAL ESTATE PROFESSIONALS

Your Gateway to Enhanced Real Estate Success

Unlock the full potential of your real estate business with NAF Connect, our award-winning platform designed specifically for real estate agents like you. Experience the ease of connectivity, visibility, and control over your transactions, anytime and anywhere.

Why Choose NAF Connect?

  • Enhanced Collaboration: Streamline processes with your loan officer to save time and secure more deals

  • Stay Informed: Gain real-time updates and transparency into every loan status, directly through your device

  • Marketing Made Easy: Leverage co-branded marketing materials to boost your presence and impress clients

Ready to elevate your real estate game?

Sign up for Free today and transform the way you do business! Join NAF Connect - Where Connectivity Meets Opportunity

Location

New American Funding

St. Louis - Olive

12312 Olive Blvd, Suite 240
Saint Louis, MO 63141

Direct: 423-605-1353

Email: loraine.young@nafinc.com

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