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Loraine Young Sr. Loan Consultant
- NMLS # 1669040
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Direct:
423-605-1353 - |
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Email:
loraine.young@nafinc.com
About Loraine Young
Loraine Young, Sr. Loan Consultant, has lived in the Chattanooga/North Georgia area for over 40 years. She retired from the local school system in 2017 and starting originating loans. She is excited to help borrowers turn their dreams into reality, especially when they thought homeownership was out of reach. Whether it is finding creative solutions or navigating through challenges, Loraine Young, NMLS #1669040, is dedicated to helping her clients walk through the door of their dream home. She's ready meet the needs of the community and to demonstrate why so many clients have put their trust in her and in New American Funding for their mortgage needs.

Top Rated
Mortgage Lender
4.9/5 Based on 269,421 Reviews

You're In Good Hands!
Deyanira Linet R.
Transaction Completed:
5/5/2025
"Loan Officer Royce was the main person who helped me throughout the process ."
Dominik A.
Transaction Completed:
5/3/2025
"Overall just a no hassle experience"
Laurie Wentworth M.
Transaction Completed:
4/18/2025
"Loraine was always available and in our initial phone call, she walked us through the process step by step. As first time homebuyers, we didn't know much coming in. In half an hour, she made us feel so prepared!"
Nathan Louis G.
Transaction Completed:
4/9/2025
"Loraine Young was always available for questions. She gave great, in-depth answers and provided a personal touch we are very grateful for."
Loan Products
Every story of home buying is unique, we offer a variety of loans to meet our clients' needs.
Mortgage Calculators
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Pathway to HomeOwnership
Are you Ready?
At New American Funding, we believe that every person deserves a clear path to achieving their dream of homeownership. So, we created the Pathway to Homeownership initiative to alleviate some of your financial worries.
What is the Pathway to
Homeownership Initiative?
The Pathway to Homeownership offers qualified borrowers in select areas up to $6,000 in assistance. These funds are not a loan that needs to be repaid and are available to first-time homebuyers in designated areas.
This program can also potentially be combined with other down payment assistance programs to offer you even more support as you build the life of your dreams.

NAF Cash Can Turn You into a Cash Buyer
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Purchase trends across the country
With NAF Cash, you can make a competitive, true cash offer that is not contingent on financing and close in little as seven days without having to sell your current home first.
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Company Culture
NAF360 is our commitment to 360 degrees of trust and respect

Our Mission and Vision
Our Mission:
To stand with the Black community by engaging with Black employees and consumers, offering ongoing cultural competency training, acknowledging historical challenges and systemic barriers faced by Black individuals, and using intentional language in our marketing efforts to empower Black clients in achieving homeownership.
Our Vision:
To shape a diverse and inclusive landscape for homeownership. Black Impact represents our commitment to taking direct, action-oriented steps to address credit accessibility and promote sustainable and equitable homeownership for Black individuals and communities. We recognize and celebrate the resilience, creativity, and leadership of Black communities in overcoming systemic obstacles and discrimination. By 2028, NAF is committed to providing $20 billion in home loans to the Black community.












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Why Choose NAF Connect?
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Enhanced Collaboration: Streamline processes with your loan officer to save time and secure more deals
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St. Louis - Olive
Saint Louis, MO 63141
Direct: 423-605-1353
Email: loraine.young@nafinc.com
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