Jose Sauno Loan Consultant

NMLS # 700496

Direct:
714-875-3874
|
Email:
jose.sauno@nafinc.com

About Jose Sauno

Jose Sauno is a dedicated Loan Consultant with solid experience in home loan origination. Jose Sauno, NMLS #700496 is ready to meet the needs of the community and demonstrate why so many clients have put their trust in New American Funding over the years.

While my Major was Electrical Engineering In college, I always had the Real Estate Financing in the back of my mind, because I wanted to help Families achieve their dreams. So, while I was a Manager On Duty, and head bartender at nice steak house. Someone noticed I could be a good asset to his team and invited me to join his company. I had taken some Real Estate principal classes in College, so I figure it would be ok. My son was about to be born, so those were interesting times. My current employer at the time allow me to be a floating manager and take shifts here and there at different stores to help me have a nice transition, I am thankful for all the support of my previous employer. I started as a Loan officer and within a year and a half in the mortgage industry I became a team manager because of my performance, and I am thankful my clients keep referring their family and their close friends to me.

With more than 15years in the mortgage industry. I must say that there is nothing more gratifying than to help families achieve their dreams of home ownership, because I know this is one of the first major steps to start creating wealth. #LocalLoanofficer #OrangecountyLoanOfficer #LAcountyLoanofficer

#CALoanofficer #RiversidecountyLoanOfficer.

First time home buyers, and investors: With so many programs to choose from, I always make sure to find the best fit for each situation and present to you.

From Down payment assistance to #DACA Loans, Bank statement program loans, Jumbo Loans, FHA loans, VA loans, Foreign National loans, Non Qualified Mortgage Loans also known as NONQM, conventional FNMA and Freddie Mac Loans, High balanced loans and many other programs we can offer I always look for the program that is going to fit your needs.

Top Rated
Mortgage Lender

4.9/5 Based on 269,421 Reviews

NAF Cash Can Turn You into a Cash Buyer

Interact with our map to track cash
Purchase trends across the country

With NAF Cash, you can make a competitive, true cash offer that is not contingent on financing and close in little as seven days without having to sell your current home first.

Source: This dataset combines data from Public Records and MLS transactions. The data lists the number of all-cash purchases and the total number of home purchases nationwide including the most recent five quarters of data. (Cash purchase defined when a Property Sold record does not have a Mortgage Balance.) Data coverage is limited by available MLS coverage. Certain geographies like Georgia (especially Central GA), South Dakota and Vermont were impacted by this data availability. Land sales and manufactured (MFR) home sales are excluded from the dataset.

Company Culture

NAF360 is our commitment to 360 degrees of trust and respect

NAF360 is our strength of character. It starts with each of us and flows from one person to another. It’s the trust we build with our clients, an understanding we’re here to help. It’s our ongoing contributions to the local community, the assurance we extend a helping hand. NAF360 is felt in our offices, transmitted in every call, evident in every referral, and shines brightly in countless glowing reviews.

Pathway to HomeOwnership

Are you Ready?

At New American Funding, we believe that every person deserves a clear path to achieving their dream of homeownership. So, we created the Pathway to Homeownership initiative to alleviate some of your financial worries.

What is the Pathway to

Homeownership Initiative?

The Pathway to Homeownership offers qualified borrowers in select areas up to $8,000 in assistance. These funds are not a loan that needs to be repaid and are available to first-time homebuyers in designated areas.

This program can also potentially be combined with other down payment assistance programs to offer you even more support as you build the life of your dreams.

Loan Products

Every story of home buying is unique, we offer a variety of loans to meet our clients' needs.

Conventional Loan

Down payments as low as 3%. Fewer restrictions than other loans.

Explore More Options

From the Blog

The Impact of Lower Mortgage Rates: Home Sales Set to Rise After September Rate Retreat

If anyone ever doubted the impact of lower mortgage rates, consider what happened in September. Rates fell precipitously and people jumped r... Read More

What You Need to Know About FHA Streamline Refinances

One of the nice things about FHA loans is that they come with a unique refinancing option, the FHA streamline refinance, which can cost less... Read More

Your Gateway to Enhanced Real Estate Success

Unlock the full potential of your real estate business with NAF Connect, our award-winning platform designed specifically for real estate agents like you. Experience the ease of connectivity, visibility, and control over your transactions, anytime and anywhere.

Why Choose NAF Connect?

Enhanced Collaboration: Streamline processes with your loan officer to save time and secure more deals
Stay Informed: Gain real-time updates and transparency into every loan status, directly through your device
Marketing Made Easy: Leverage co-branded marketing materials to boost your presence and impress clients