You're In Good Hands!

4.97/5 Based on 14 reviews

5/5

Stephen E.

Transaction Completed:
5/2/2025

"Awesome experiance and would highly recommend!"

Water Valley, MS

5/5

Marquitta O.

Transaction Completed:
4/7/2025

"I love my loan officer and loan processo. They both were extremely GREAT to say the least. However the underwriter is what made my experience a nightmar."

Detroit, MI

5/5

Marquitta O.

Transaction Completed:
3/28/2025

"India was truly amazing during the entire process. She was always available for me whenever I had any questions and patiently explained things to thoroughly! Great communication and kept me up to date with everything that was going on. I am a first time homeowner and India made my experience stress free. Also, she has the best personality and great customer service. Thank you India for you did to make my dreams become reality!! "

5/5

Miakel L.

Transaction Completed:
3/23/2025

"India Mitchell did well however the loan processor did not respond to emails or phone calls in timely manner, lot of paper was not ready causing delay on closing and information was not communicated effectively on what was expected before closing with figures. Clear and effective communication and response is needed in the last steps of house buying especially for new and first time homeowners. India was very encouraging worked hard to find the best situations for me and really built a great rapport. She made the buying experience easier for me and my agent."

Saint Louis, MO

Loan Products

Every story of home buying is unique, we offer a variety of loans to meet our clients' needs.

Conventional Loan

Down payments as low as 3%. Fewer restrictions than other loans.

FHA

This mortgage loan allows for 3.5% down payment.

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Refinance Calculator

Calculate your new monthly payment after refinancing.

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Mortgage Calculator

Before you buy a house, calculate how much your payments will be.

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How Much House Can I Afford?

Calculate the maximum home price you could afford.

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Amortization Calculator

See your payoff schedule with principal and interest payments.

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Pathway to HomeOwnership

Are you Ready?

At New American Funding, we believe that every person deserves a clear path to achieving their dream of homeownership. So, we created the Pathway to Homeownership initiative to alleviate some of your financial worries.

What is the Pathway to

Homeownership Initiative?

The Pathway to Homeownership offers qualified borrowers in select areas up to $6,000 in assistance. These funds are not a loan that needs to be repaid and are available to first-time homebuyers in designated areas.

This program can also potentially be combined with other down payment assistance programs to offer you even more support as you build the life of your dreams.

Contact me today for more information!

Our Mission and Vision

Our Mission: To stand with the Black community by engaging with Black employees and consumers, offering ongoing cultural competency training, acknowledging historical challenges and systemic barriers faced by Black individuals, and using intentional language in our marketing efforts to empower Black clients in achieving homeownership.

Our Vision:
To shape a diverse and inclusive landscape for homeownership. Black Impact represents our commitment to taking direct, action-oriented steps to address credit accessibility and promote sustainable and equitable homeownership for Black individuals and communities. We recognize and celebrate the resilience, creativity, and leadership of Black communities in overcoming systemic obstacles and discrimination. By 2028, NAF is committed to providing $20 billion in home loans to the Black community.

India Mitchell Loan Officer

About India Mitchell

Top Rated
Mortgage Lender

You're In Good Hands!