Charlotte, NC Mortgage Lenders
Charlotte
14120 Ballantyne Corporate Place, Ste. 150, Charlotte, NC 28277
New American Funding – Charlotte provides informed advice and mortgage lending services to homeowners and future homeowners. Charlotte mortgage lenders takes their lead from our founders and owners Rick and Patty Arvielo who are passionate about helping homebuyers in the Charlotte community and across the country realize their dream of home ownership.
Our dedicated team is proud to serve the people of Charlotte, NC as a reliable mortgage bank from the loan origination stage to the actual funding. We serve clients of all backgrounds and believe Charlotte is better off as a whole when more people purchase homes here and contribute to the fabric of our neighborhoods.
Come see what makes our elite Charlotte team of underwriters and funders some of the best in the business at closing loans quickly and offering customer’s a positive experience.

Top Rated
Mortgage Lender
4.9/5 Based on 269,421 Reviews

Meet The Team
You're In Good Hands!
David L.
Transaction Completed:
4/7/2025
"The team made us feel comfortable asking all the questions we had even if they were asked repeatedly!"
Lazaro antonio Melo
Transaction Completed:
4/9/2025
"(Translated by Google) Mr. Bernardo Caceres is an excellent, very professional person. Thanks to him we fulfilled our dream of having our little house. Apart from being professional, he is a very attentive and polite person. He attended to me even outside of office hours. I recommend that you do not hesitate to contact him. He is the best, number 1. I also thank Miss Rosa Rivera for her patience and kindness. God always bless Mr. Bernardo Caceres and his great work team. (Original) El Señor Bernardo Caceres excelente persona muy profesional, gracias a él cumplimos nuestro sueño de tener nuestra casita, aparte de profesional es una persona muy atenta, educado, me atendían incluso hasta fuera de horario de oficina, les recomiendo que no duden en contactarlo es el mejor, el número 1, agradezco también a la señorita Rosa Rivera por su paciencia y amabilidad. Dios Bendiga siempre al Señor Bernardo Caceres y a su gran equipo de trabajo."
Kristen C.
Transaction Completed:
4/2/2025
"This was a very challenging deal from start to finish but Bernardo never gave up. He found solutions and worked tirelessly to get my client to the closing table up to the last hours. I am so thankful to have a loan officer like Bernardo that I know I can call upon when needed! Excellent work!!"
Ramiro D R.
Transaction Completed:
4/2/2025
"very profeciona and friendly . answer all my question. ????"
Loan Products
NAF Cash Can Turn You into a Cash Buyer
Explore the latest homebuying trends in your state
with your interactive map
Buying in cash means convenience, certainty, and may mean cost savings too. In fact, buying in cash may help you save up to 11% over those using a traditional mortgage. With NAF Cash, you can make a competitive, true cash offer that is not contingent on financing and close in little as seven days without having to sell your current home first.
PATHWAY TO HOMEOWNERSHIP
Are You Ready?
At New American Funding, we believe that every person deserves a clear path to achieving their dream of homeownership. So, we created the Pathway to Homeownership initiative to alleviate some of your financial worries.
What is the Pathway to Homeownership Initiative?
The Pathway to Homeownership offers qualified borrowers in select areas up to $6,000 in assistance. These funds are not a loan that needs to be repaid and are available to first-time homebuyers in designated areas.
This program can also potentially be combined with other down payment assistance programs to offer you even more support as you build the life of your dreams.

Mortgage Calculators
Estimate your monthly payment, see how much house you can afford, and more!
New American Funding
Charlotte
Charlotte, NC 28277
Direct: (704)448-0239