-
Gloria James Loan Consultant
- NMLS # 120738
-
Direct:
206-356-4925 - |
-
Email:
gloria.james@nafinc.com
-
Already Started an Application? Click Here
About Gloria James
Gloria James is a dedicated Loan Consultant with solid experience in home loan origination. Gloria James, NMLS #120738 is ready to meet the needs of the community and demonstrate why so many clients have put their trust in New American Funding over the years.
With over 16 years of experience in mortgage lending, Gloria is a seasoned expert in First Time Home Buyer and Down Payment Assistance Programs along with Conventional, Jumbo, Government (FHA, VA, USDA) and lending programs for purchases, refinances and rehabilitation loans.
Gloria is a fantastic educator with a passion for first-time homebuyers. She frequently hosts first-time homebuyer classes, open to the public. Gloria loves helping borrowers through credit or down-payment challenges, and into realizing their dream of homeownership.
Whether you are a first-time homebuyer, moving up to the home of your dreams, or looking at investment properties, Gloria will analyze your financial goals and educate you on the best mortgage products for your scenario. She'll walk you through the process from beginning to end, with outstanding communication along the way.
A Seattle native, Gloria and her husband of 45 years are Franklin High School sweethearts. They have 2 grown boys and 3 grandchildren. She enjoys zumba, boating, traveling to sunny destinations, and spending time with her family.
Gloria would love to work with you. Call her today for a no-obligation loan consultation!

Top Rated
Mortgage Lender
4.9/5 Based on 269,421 Reviews

You're In Good Hands!
Gary J.
Transaction Completed:
3/8/2025
"Gloria is absolutely awesome, highly knowledgable and and a joy to work with"
Nikki Jean R.
Transaction Completed:
10/2/2024
"Gloria is very helpful and responds to questions quickly and efficiantly. She made this experiance very easy during a stressful time in my life."
Mayah D.
Transaction Completed:
8/6/2024
"First and foremost, Gloria James is amazing!! She literally held my hand and walked me through every step, and as a first time homebuyer, this is the exact type of assistance I was looking for. Buying a home for your first time is very scary, intimidating, and there’s so much information and paperwork and majority you will not know what your reading or signing, but Gloria was an amazing advisor and she was super prompt and thorough. I appreciate her quick responses and providing clarity along the way. I have already started giving out Gloria‘s information to friends, family members and strangers. Because of Gloria, I was able to close on the house in less than one month and the entire process was smoother than I could’ve ever imagined. First time homebuyers do not have to be scared during this process when they have Gloria and her team in their corner. I am forever grateful for this experience, thank you!"
Randi A.
Transaction Completed:
5/26/2024
"Gloria made it great. However I went into my offer fully underwritten by one loan officer and that individual went on vacation and I had to resend additional documents and wait on a new processor to do the process all over again. There should have been better communication internally to address this leave prior to working on my loan."
Loan Products
Every story of home buying is unique, we offer a variety of loans to meet our clients' needs.
Mortgage Calculators
Estimate your monthly payment, see how much house you can afford, and more!
Pathway to HomeOwnership
Are you Ready?
At New American Funding, we believe that every person deserves a clear path to achieving their dream of homeownership. So, we created the Pathway to Homeownership initiative to alleviate some of your financial worries.
What is the Pathway to
Homeownership Initiative?
The Pathway to Homeownership offers qualified borrowers in select areas up to $7,500 in assistance. These funds are not a loan that needs to be repaid and are available to first-time homebuyers in designated areas.
This program can also potentially be combined with other down payment assistance programs to offer you even more support as you build the life of your dreams.

NAF Cash Can Turn You into a Cash Buyer
Interact with our map to track cash
Purchase trends across the country
With NAF Cash, you can make a competitive, true cash offer that is not contingent on financing and close in little as seven days without having to sell your current home first.
From the Blog
Company Culture
NAF360 is our commitment to 360 degrees of trust and respect

EXPLORE NAF CONNECT: A GAME-CHANGER FOR REAL ESTATE PROFESSIONALS
Your Gateway to Enhanced Real Estate Success
Unlock the full potential of your real estate business with NAF Connect, our award-winning platform designed specifically for real estate agents like you. Experience the ease of connectivity, visibility, and control over your transactions, anytime and anywhere.
Why Choose NAF Connect?
-
Enhanced Collaboration: Streamline processes with your loan officer to save time and secure more deals
-
Stay Informed: Gain real-time updates and transparency into every loan status, directly through your device
-
Marketing Made Easy: Leverage co-branded marketing materials to boost your presence and impress clients
Ready to elevate your real estate game?
Sign up for Free today and transform the way you do business! Join NAF Connect - Where Connectivity Meets Opportunity
Sign Up for FreeNew American Funding
Flex - Kent
Kent, WA 98042
Direct: 206-356-4925
Email: gloria.james@nafinc.com
Get Directions