Gino Olivo Branch Manager
- NMLS # 313417
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- LMB # 100533951
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Direct:
805-279-9333 - |
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Email:
gino.olivo@nafinc.com
About Gino Olivo
Gino Olivo is a dedicated Branch Manager with solid experience in home loan origination. Gino Olivo, NMLS #313417 is ready to meet the needs of the community and demonstrate why so many clients have put their trust in New American Funding over the years.
Team Olivo is a mortgage planning team that has more than 35 years of experience and has closed over 1 Billion in residential mortgages, and is also a Airforce veteran. Our job is to ensure that our clients get the best mortgage for their particular situation. Unlike Internet lenders which may be in another state, we are local. We build personal relationships. Whether it be searching for the best rate or having the peace of mind knowing that we process, underwrite and close loans with our money, by calling Team Olivo you're saving yourself valuable time as we do the leg work for you. Making just one call to us it is the equivalent of having made 10 to 12 calls to various mortgage companies. As an independent mortgage banker, we do not have retail bank overlays. Each bank has different interpretations of the same underwriting guidelines. If one bank's guidelines don't like a loan for a specific reason, we can use another bank which interprets the same underwriting guidelines differently. This gives us more flexibility than a single bank. We are not restricted by any bank's specific interpretation of the guidelines and able to look at all of our banks' interpretations of the same guidelines, gaining a big advantage over a traditional bank. The difference is significant, and we invite you to call us and see how Team Olivo's advantage could become your advantage!
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Source: This dataset combines data from Public Records and MLS transactions. The data lists the number of all-cash purchases and the total number of home purchases nationwide including the most recent five quarters of data. (Cash purchase defined when a Property Sold record does not have a Mortgage Balance.) Data coverage is limited by available MLS coverage. Certain geographies like Georgia (especially Central GA), South Dakota and Vermont were impacted by this data availability. Land sales and manufactured (MFR) home sales are excluded from the dataset.
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This program can also potentially be combined with other down payment assistance programs to offer you even more support as you build the life of your dreams.
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Mission Statement: NAF Black Impact is committed to increasing Black homeownership and helping to build generational wealth. Established in 2016, our mission is to provide racial equity and build consumer confidence in the communities we mirror. We achieve this through homebuying education, accessibility to credit, and mortgage industry career opportunities. Because we understand the hurdles Black borrowers face, we are well-equipped to help them achieve home ownership.
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Darlene T
Transaction Completed:
11/4/2024
"Communication with Gino Olivo and Rachel Zavala was excellent. They were readily available to answer any/all questions. I felt the process with NAF was smooth overall and the approval timing was very efficient. I would work with the team again and hope to be able to refinance when interest rates are a bit more attractive. They were really focused on making it a positive experience and removing as much stress as possible (which I appreciated very much). I would recommend them to others."
Thomas
Transaction Completed:
10/29/2024
"The team was great, easy to work with and came in with an excellent rate as well"
Russell
Transaction Completed:
10/25/2024
"Gino was great at communicating and helped us make the process easy. I loved that they helped me set up my utilities as an added benefit. Gino's team is great and would highly recommend them to anyone."
Adam Mathews
Transaction Completed:
10/22/2024
"I rate the experience as Great to reflect the sincere care and integrity we saw in Gino and his staff during a very chaotic time in the Real Estate market. Gino was transparent, even during times where it was clear that everyone was on a steep learning curve with the NAF Cash program. On the same note, Gino respected our wishes during a very stressful delay in selling our Oregon house, in which we asked him to wait for us to call him with news. His respecting our wishes and giving us our space during that time even though we are sure he must have been under a great deal of pressure to get regular updates, meant a great deal to us. We would absolutely recommend Gino and his team to our friends and family."
New American Funding
Flex - Thousand Oaks
Thousand Oaks, CA 91360
Direct: 805-279-9333
Email: gino.olivo@nafinc.com
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