About Fred Elflein

With over 35 years of experience in mortgage and financial services, Fred Elflein NMLS #195475 is a trusted Sales Manager who is ready to make your dreams of owning a home a reality. Fred Elflein is committed to providing the community with the very best in customer service, so come speak with New American Funding today and learn how we can help you! 


Fred leads and supports a team of loan consultants and branch managers in delivering exceptional service and solutions to clients across Virginia, and Florida.  He holds Residential Mortgage Loan Originator Licenses in both states, demonstrating his expertise and compliance in the field. Fred has a track record of building and managing some of the largest mortgage and financial services sales forces in the country, working with both wholesale and retail lenders. He has a keen knowledge of marketing strategy, financial analysis, human resource development, and leadership skills, which he applies to grow and optimize his business. Fred is a passionate and knowledgeable executive who strives for self-improvement and development.



Top Rated
Mortgage Lender

4.9/5 Based on 269,421 Reviews


You're In Good Hands!

4.96/5 Based on 5 reviews
5/5

Sherry B.

Transaction Completed:
3/8/2025

"The communication was great."

Midlothian, VA
5/5

Katherine Mccarthy S.

Transaction Completed:
3/8/2025

"Fred was super helpful and accessible throughout the process."

Midlothian, VA
5/5

Alexander Michael S.

Transaction Completed:
3/7/2025

"Fred was great to work with, made the whole process easy and communicated well. Nick was difficult to work with, did not seem to understand our questions, and asked for information multiple times"

Midlothian, VA
5/5

Jennifer E E.

Transaction Completed:
8/5/2024

"Excellent customer service!"

Palm Harbor, FL

Pathway to HomeOwnership

Are you Ready?


At New American Funding, we believe that every person deserves a clear path to achieving their dream of homeownership. So, we created the Pathway to Homeownership initiative to alleviate some of your financial worries.


What is the Pathway to

Homeownership Initiative?


The Pathway to Homeownership offers qualified borrowers in select areas up to $6,000 in assistance. These funds are not a loan that needs to be repaid and are available to first-time homebuyers in designated areas.

This program can also potentially be combined with other down payment assistance programs to offer you even more support as you build the life of your dreams.

Contact me today for more information!

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NAF Cash Can Turn You into a Cash Buyer

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Purchase trends across the country

With NAF Cash, you can make a competitive, true cash offer that is not contingent on financing and close in little as seven days without having to sell your current home first.

Company Culture

NAF360 is our commitment to 360 degrees of trust and respect

NAF360 is our strength of character. It starts with each of us and flows from one person to another. It’s the trust we build with our clients, an understanding we’re here to help. It’s our ongoing contributions to the local community, the assurance we extend a helping hand. NAF360 is felt in our offices, transmitted in every call, evident in every referral, and shines brightly in countless glowing reviews.
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Our Mission and Vision

Our Mission: To stand with the Black community by engaging with Black employees and consumers, offering ongoing cultural competency training, acknowledging historical challenges and systemic barriers faced by Black individuals, and using intentional language in our marketing efforts to empower Black clients in achieving homeownership.

Our Vision:
To shape a diverse and inclusive landscape for homeownership. Black Impact represents our commitment to taking direct, action-oriented steps to address credit accessibility and promote sustainable and equitable homeownership for Black individuals and communities. We recognize and celebrate the resilience, creativity, and leadership of Black communities in overcoming systemic obstacles and discrimination. By 2028, NAF is committed to providing $20 billion in home loans to the Black community.

EXPLORE NAF CONNECT: A GAME-CHANGER FOR REAL ESTATE PROFESSIONALS

Your Gateway to Enhanced Real Estate Success

Unlock the full potential of your real estate business with NAF Connect, our award-winning platform designed specifically for real estate agents like you. Experience the ease of connectivity, visibility, and control over your transactions, anytime and anywhere.

Why Choose NAF Connect?

  • Enhanced Collaboration: Streamline processes with your loan officer to save time and secure more deals

  • Stay Informed: Gain real-time updates and transparency into every loan status, directly through your device

  • Marketing Made Easy: Leverage co-branded marketing materials to boost your presence and impress clients

Ready to elevate your real estate game?

Sign up for Free today and transform the way you do business! Join NAF Connect - Where Connectivity Meets Opportunity

Location

New American Funding

Partnership - West Palm Beach

2240 Palm Beach Lakes Blvd, Ste 400(H)
West Palm Beach, FL 33409

Direct: 727-633-9800

Email: fred.elflein@nafinc.com

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