About Tracy Miklas

Since 1997— after graduating from Saint Cloud State University for Business Management—it has been my privilege to help people achieve their dreams of homeownership. I truly value each client that walks into my office. No matter the circumstance, I put my best foot forward; there is no challenge I am afraid of or will avoid as long as it means I can help others. With that, my clients are treated with respect, honesty, loyalty, and will be well-informed throughout the entire transaction.

The dedication and hard work I devote to each client results in long-lasting relationships and overall positive experience. That’s why past clients, Real Estate Agents and other financial professionals continue to refer me to friends, family, clients and co-workers. By trusting me with your home financing, I can assure you I will do my best to bring ease to the process from loan application through closing. When working with myself and New American Funding you'll receive:

  • Professional advice and support in making your home financing decisions
  • A full spectrum of loan products from which to choose
  • Consistent communication and follow up throughout the loan process from myself and New American Funding's in-house operations team
  • Industry leading close times

Please give me a call today for answers to any of your home financing questions.
I would be more than happy to offer my professional advice.  



Top Rated
Mortgage Lender

4.9/5 Based on 269,421 Reviews


You're In Good Hands!

5/5 Based on 131 reviews
5/5

Tiffany J.

Transaction Completed:
6/3/2025

"Tracy was awesome. He was professional and helped timely any time we had questions. I will definitely recommend him to others."

Elk River, MN
5/5

Brian J.

Transaction Completed:
6/3/2025

"The naf loan process was very smooth, quick and easy."

Elk River, MN
5/5

Connor A S.

Transaction Completed:
5/20/2025

"The E-Mails and texts made it really easy for me so I wouldn't forget what I had too do. Plus if I didn't understand something Tracy would break it down and make it simpler for me to understand."

White Bear Lake, MN
5/5

Geno F.

Transaction Completed:
5/6/2025

"Working with Tracy!"

Cottage Grove, MN

Pathway to HomeOwnership

Are you Ready?


At New American Funding, we believe that every person deserves a clear path to achieving their dream of homeownership. So, we created the Pathway to Homeownership initiative to alleviate some of your financial worries.


What is the Pathway to

Homeownership Initiative?


The Pathway to Homeownership offers qualified borrowers in select areas up to $6,000 in assistance. These funds are not a loan that needs to be repaid and are available to first-time homebuyers in designated areas.

This program can also potentially be combined with other down payment assistance programs to offer you even more support as you build the life of your dreams.

Contact me today for more information!

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NAF Cash Can Turn You into a Cash Buyer

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With NAF Cash, you can make a competitive, true cash offer that is not contingent on financing and close in little as seven days without having to sell your current home first.

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Why Choose NAF Connect?

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Ready to elevate your real estate game?

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Location

New American Funding

Coon Rapids

10160 Foley Blvd NW, Ste. 200
Coon Rapids, MN 55448

Direct: 612-710-6593

Email: tracy.miklas@nafinc.com

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