About Thomas Lauman

In the investment field for the bulk of my career, I have come to understand the growing need for seniors to harness and monetize what is usually one of their largest and most illiquid assets - their home - to provide financial security and a better retirement. And one of the most fiscally flexible and tax-efficient ways to access the untapped home equity is through a reverse mortgage. 


Whether to comfortably age in place, to purchase their "dream home", or strategically manage their investment portfolios against market and inflation volatility, a reverse mortgage allows the borrower to utilize the home as their first line of defense against the various and costly longevity risks our senior citizens face today and tomorrow.


Licensed in MD, DE, VA, NC, SC, FL, MA and RI.


Top Rated
Mortgage Lender

4.9/5 Based on 269,421 Reviews


You're In Good Hands!

4.85/5 Based on 2 reviews
5/5

David

Transaction Completed:
3/26/2026

"Thomas Lauman made it a great experience! Everytime I had a question, all I had to do was call. It could be night, day, after hours, weekend it didn't matter. He would answer or I'd leave a message and Tom would call me back. I'm going to miss talking with Tom, he's great! He treated me like a true friend. He's the one that made this an easy process for me. Very greaeful for Tom!!!! Couldn't or wouldn't have done this without his expertise. Management please take notice! Thank you!"

Charlotte, North Carolina
5/5

Morris

Transaction Completed:
3/22/2026

"Once all the initial documents are gathered, my experience with the Underwriters was torture. Almost another month was added to my process because of things I was unable to impact. That resulted in a medical reaction I am now having to address."

Richmond, VA

Loan Products

Every story of home buying is unique, we offer a variety of loans to meet our clients' needs.

Company Culture

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NAF360 is our strength of character. It starts with each of us and flows from one person to another. It’s the trust we build with our clients, an understanding we’re here to help. It’s our ongoing contributions to the local community, the assurance we extend a helping hand. NAF360 is felt in our offices, transmitted in every call, evident in every referral, and shines brightly in countless glowing reviews.