About Sandy Morgan

As a Senior Loan Consultant, it has been my pleasure to help people become homeowners and make sound financial decisions in respect to their home financing for more than 30 years. My earlier years in the mortgage industry—spent in processing, supervising, underwriting and operations management—have provided me with a unique skill-set that has proven to be very beneficial in my career.

While the home financing process can be tedious, I believe it should also be exciting! Whether a first-time homebuyer or an experienced owner, my approach is tailored to my clients. I make every effort to be available in all circumstances, be it in person, the clients’ location or mine and electronic options for those that prefer. During the process you can count on me to stay in close communication and ensure everyone involved is on the same page.

I want my clients to remember how smoothly the process went long after the closing is completed. By trusting me with your home financing, I can assure you I will do my best to bring ease to the process from loan application through closing.

With many years of experience in the mortgage banking industry, and extensive practice in originating home loans for both purchase and refinance, I am a firm believer in excellent customer service and offering the most competitive pricing. When working with myself and New American Funding you'll receive:

  • Professional advice and support in making your home financing decisions
  • A full spectrum of loan products from which to choose
  • Consistent communication and follow up throughout the loan process from myself and New American Funding's in-house operations team
  • Industry leading close times

Please give me a call today for answers to any of your home financing questions.
I would be more than happy to offer my professional advice.  

 

Proud supporter of Homes for Heros! We help firefighters, EMS, law enforcement, military, healthcare professionals, and teachers save when they buy, sell or refinance their home with Hero Rewards®.

 

Top Rated
Mortgage Lender

4.9/5 Based on 269,421 Reviews


You're In Good Hands!

4.97/5 Based on 365 reviews
5/5

Charity A N.

Transaction Completed:
7/13/2025

"it was very smooth, seamless experience. Great communication and overall it went good"

Elk River, MN
5/5

Lynn N.

Transaction Completed:
6/24/2025

"Through the entire process my questions were answered quickly and I was given information every step of the way. My first closing was cancelled at the very last minute but again I was supported through the process of getting everything back on track. From day one when I didn't even know how to get preapproved or how much of a mortgage I could afford she supported me, helped me to understand the process, and advised me on next steps. Her responses by text, email or phone were quick and she was always willing to take time to explain things to me. I really appreciated how responsive she was. Being able to sign documents electronically was helpful and easy as well.."

Maple Grove, MN
5/5

Richard S.

Transaction Completed:
6/23/2025

"Sandy is always prompt with responses and worked diligently and under pressure to help us with everything we needed. We are so appreciative of her services, knowledge and over and above attention."

Aitkin, MN
5/5

Lucy B.

Transaction Completed:
6/21/2025

"Sandy is so easy to talk with. she is caring and honest and keeps you updated throughout the home buying process. Financing your home purchase is so key to finding your next home. I know when I refer a buyer to Sandy, they will be well cared for, is reachable, and will make their experience memorable in a very good way. I feel confident in referring buyers to Sandy."

Maple Grove, MN

Loan Products

Every story of home buying is unique, we offer a variety of loans to meet our clients' needs.

Pathway to HomeOwnership

Are you Ready?


At New American Funding, we believe that every person deserves a clear path to achieving their dream of homeownership. So, we created the Pathway to Homeownership initiative to alleviate some of your financial worries.


What is the Pathway to

Homeownership Initiative?


The Pathway to Homeownership offers qualified borrowers in select areas up to $6,000 in assistance. These funds are not a loan that needs to be repaid and are available to first-time homebuyers in designated areas.

This program can also potentially be combined with other down payment assistance programs to offer you even more support as you build the life of your dreams.

Contact me today for more information!

Family playing on the couch together

NAF Cash Can Turn You into a Cash Buyer

Interact with our map to track cash
Purchase trends across the country

With NAF Cash, you can make a competitive, true cash offer that is not contingent on financing and close in little as seven days without having to sell your current home first.

EXPLORE NAF CONNECT: A GAME-CHANGER FOR REAL ESTATE PROFESSIONALS

Your Gateway to Enhanced Real Estate Success

Unlock the full potential of your real estate business with NAF Connect, our award-winning platform designed specifically for real estate agents like you. Experience the ease of connectivity, visibility, and control over your transactions, anytime and anywhere.

Why Choose NAF Connect?

  • Enhanced Collaboration: Streamline processes with your loan officer to save time and secure more deals

  • Stay Informed: Gain real-time updates and transparency into every loan status, directly through your device

  • Marketing Made Easy: Leverage co-branded marketing materials to boost your presence and impress clients

Ready to elevate your real estate game?

Sign up for Free today and transform the way you do business! Join NAF Connect - Where Connectivity Meets Opportunity

Location

New American Funding

Coon Rapids

10160 Foley Blvd NW, Ste. 200
Coon Rapids, MN 55448

Direct: 612-868-3516

Email: sandy.morgan@nafinc.com

Get Directions