You're In Good Hands!

4.89/5 Based on 7 reviews

5/5

Randy J

Transaction Completed:
4/7/2026

"Renee was nothing short of amazing."

Lancaster, KY

5/5

Brandon

Transaction Completed:
4/4/2026

"Dedicated team that is very adaptable and versatile. It wasn't smooth by any means but thanks to everyone involved, we closed on a beautiful home. I couldn't be happier"

Clay City, KY

5/5

Donna A

Transaction Completed:
3/9/2026

"has always been one of the best ones to work with she does what she says if she says what she does she's a 10 out of a 10"

Winchester, KY

5/5

Duane

Transaction Completed:
3/8/2026

"Renee and her team did a fantastic job for us we are very happy and will definitely recommend her in the future."

Winchester, KY

Loan Products

Every story of home buying is unique, we offer a variety of loans to meet our clients' needs.

VA Loans

No down payment required. Special terms available to veterans and active duty military.

Cash Out Refinance

Turn your home's equity into cash.

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Refinance Calculator

Calculate your new monthly payment after refinancing.

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Mortgage Calculator

Before you buy a house, calculate how much your payments will be.

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How Much House Can I Afford?

Calculate the maximum home price you could afford.

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Amortization Calculator

See your payoff schedule with principal and interest payments.

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Pathway to HomeOwnership

Are you Ready?

At New American Funding, we believe that every person deserves a clear path to achieving their dream of homeownership. So, we created the Pathway to Homeownership initiative to alleviate some of your financial worries.

What is the Pathway to

Homeownership Initiative?

The Pathway to Homeownership offers qualified borrowers in select areas up to $6,000 in assistance. These funds are not a loan that needs to be repaid and are available to first-time homebuyers in designated areas.

This program can also potentially be combined with other down payment assistance programs to offer you even more support as you build the life of your dreams.

Get started today!

NAF Cash Can Turn You into a Cash Buyer

Interact with our map to track cash
Purchase trends across the country

With NAF Cash, you can make a competitive, true cash offer that is not contingent on financing and close in little as seven days without having to sell your current home first.

Get Started Today!

Housing News & Advice

How Homebuyers Can Negotiate in a Friendlier Housing Market

In recent years, buying a home often meant moving fast and paying asking price (or more.) Yet this spring, buyers have more room to negotiat... Read More

The Fed Isn’t Cutting—or Hiking—Interest Rates. Is That Good for the Housing Market?

The U.S. Federal Reserve announced it would leave interest rates unchanged at its April meeting. How will that impact the housing market? Read More

America’s Homes Are Older Than Ever. What Homebuyers Need to Know Before Making an Offer

The typical U.S. home is now middle-aged at 44 years old, the oldest on record. The goal isn’t to avoid older homes. It’s to understand what... Read More

Company Culture

NAF360 is our commitment to 360 degrees of trust and respect

NAF360 is our strength of character. It starts with each of us and flows from one person to another. It’s the trust we build with our clients, an understanding we’re here to help. It’s our ongoing contributions to the local community, the assurance we extend a helping hand. NAF360 is felt in our offices, transmitted in every call, evident in every referral, and shines brightly in countless glowing reviews.

Renee Peden Sales Manager

About Renee Peden

Top Rated
Mortgage Lender

You're In Good Hands!