About Rafael Munguia

My name is Rafael Munguia, and I am proud to work with the community on behalf of New American Funding. As a highly-skilled Branch Manager, NMLS #226490, my goal is to provide the best customer service possible along with knowledgeable, unbiased advice.



Top Rated
Mortgage Lender

4.9/5 Based on 269,421 Reviews


You're In Good Hands!

4.99/5 Based on 17 reviews
5/5

Jacqueline

Transaction Completed:
4/15/2026

"Rafael made himself available to answer any questions whether by text/call/enails. I really appreciate that he answered all our questions and any questions that he didn't have an answer to he would find out more and l and my husband know. He went above and beyond and working with him throughout the process of buying a home which can be stressfu, he made it as stress free as possible by always being available to us and providing a great customer service. Everything went as smoothly as possible, he listened to our needs and provided his suggestions based on his experience and expertise to ensure we got what we needed. We appreciate having him during this process and the overall customer service he provided throughout the entire proces. We are very happy with how everything went and we will be happy to recommend Rafael to anyone looking to buy a home because we know he will take care of them like he did us."

Huntsville, TX
5/5

Melissa

Transaction Completed:
3/24/2026

"Everyone that I worked with made this some waht difficult process so easy to understand as a first time buyer."

Humble, TX
5/5

ANGEL

Transaction Completed:
3/9/2026

"first and foremost, I would like to say that Rafael and Diane were a great team. They are the reason I will always continue to give them. business"

Porter, TX
5/5

Andrea

Transaction Completed:
3/9/2026

"The team was very helpful, accessible and clear."

Spring, TX

Pathway to HomeOwnership

Are you Ready?


At New American Funding, we believe that every person deserves a clear path to achieving their dream of homeownership. So, we created the Pathway to Homeownership initiative to alleviate some of your financial worries.


What is the Pathway to

Homeownership Initiative?


The Pathway to Homeownership offers qualified borrowers in select areas up to $6,000 in assistance. These funds are not a loan that needs to be repaid and are available to first-time homebuyers in designated areas.

This program can also potentially be combined with other down payment assistance programs to offer you even more support as you build the life of your dreams.

Get started today!

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NAF Cash Can Turn You into a Cash Buyer

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With NAF Cash, you can make a competitive, true cash offer that is not contingent on financing and close in little as seven days without having to sell your current home first.

Company Culture

NAF360 is our commitment to 360 degrees of trust and respect

NAF360 is our strength of character. It starts with each of us and flows from one person to another. It’s the trust we build with our clients, an understanding we’re here to help. It’s our ongoing contributions to the local community, the assurance we extend a helping hand. NAF360 is felt in our offices, transmitted in every call, evident in every referral, and shines brightly in countless glowing reviews.

Meet The Team

Rafael Munguia
Rafael Munguia

Branch Manager

NMLS #226490

Tel: (281) 620-2231

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Location

New American Funding

The Woodlands TX 5546

1401 Lake Plaza Dr, Ste 200, O-56
Spring, TX 77389

Direct: 281-620-2231

Email: rafael.munguia@nafinc.com

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