About Phil Chenier

Phil graduated from the Cal State University system with a degree in English. After graduation he became a loan officer and has since arranged thousands of loans for all levels of buyers. Phil is a state licensed loan officer for New American Funding who arranges loans in Los Angeles and Orange Counties.  He has a long history of working with first, second and multiple time home buyers.  He attributes his high success rate at arranging loans to his ability to listen to buyers’ goals and needs. Once he has a working knowledge of the financial abilities of the buyer he can then help craft a loan program that suits the individual buyers’ plans for the future while offering the most competitive pricing

Top Rated
Mortgage Lender

4.9/5 Based on 269,421 Reviews


NAF Cash Can Turn You into a Cash Buyer

Interact with our map to track cash
Purchase trends across the country

With NAF Cash, you can make a competitive, true cash offer that is not contingent on financing and close in little as seven days without having to sell your current home first.

Source: This dataset combines data from Public Records and MLS transactions. The data lists the number of all-cash purchases and the total number of home purchases nationwide including the most recent five quarters of data. (Cash purchase defined when a Property Sold record does not have a Mortgage Balance.) Data coverage is limited by available MLS coverage. Certain geographies like Georgia (especially Central GA), South Dakota and Vermont were impacted by this data availability. Land sales and manufactured (MFR) home sales are excluded from the dataset.

Company Culture

NAF360 is our commitment to 360 degrees of trust and respect

NAF360 is our strength of character. It starts with each of us and flows from one person to another. It’s the trust we build with our clients, an understanding we’re here to help. It’s our ongoing contributions to the local community, the assurance we extend a helping hand. NAF360 is felt in our offices, transmitted in every call, evident in every referral, and shines brightly in countless glowing reviews.

Pathway to HomeOwnership

Are you Ready?


At New American Funding, we believe that every person deserves a clear path to achieving their dream of homeownership. So, we created the Pathway to Homeownership initiative to alleviate some of your financial worries.


What is the Pathway to

Homeownership Initiative?


The Pathway to Homeownership offers qualified borrowers in select areas up to $8,000 in assistance. These funds are not a loan that needs to be repaid and are available to first-time homebuyers in designated areas.

This program can also potentially be combined with other down payment assistance programs to offer you even more support as you build the life of your dreams.

Contact me today for more information!

Family playing on the couch together

EXPLORE NAF CONNECT: A GAME-CHANGER FOR REAL ESTATE PROFESSIONALS

Your Gateway to Enhanced Real Estate Success

Unlock the full potential of your real estate business with NAF Connect, our award-winning platform designed specifically for real estate agents like you. Experience the ease of connectivity, visibility, and control over your transactions, anytime and anywhere.

Why Choose NAF Connect?

  • Enhanced Collaboration: Streamline processes with your loan officer to save time and secure more deals

  • Stay Informed: Gain real-time updates and transparency into every loan status, directly through your device

  • Marketing Made Easy: Leverage co-branded marketing materials to boost your presence and impress clients

Ready to elevate your real estate game?

Sign up for Free today and transform the way you do business! Join NAF Connect - Where Connectivity Meets Opportunity

You're In Good Hands!

4.99/5 Based on 40 reviews
5/5

Javier

Transaction Completed:
9/24/2024

"Phil Chenier as I said before is transparent. We had obstacles that he helped resolve and overall eased my fear of refinancing with his vast knowledge and contacts to assist at a moment’s call when he had too. Thank you!"

Torrance, CA
5/5

Frank

Transaction Completed:
8/5/2024

""

,
5/5

Jeremy

Transaction Completed:
3/2/2024

"NAF and Phil helped my wife and me get our dream home. Without NAF's cash offer program, our offer would not have been accepted. The costs of using NAF's program were clear upfront and it was definitely worth it for us."

,
5/5

Gerald

Transaction Completed:
11/2/2023

"Phil knows his stuff when it comes to financing a home and getting the loan funded on time. I would highly recommend him to anyone looking to get preapproved for a home loan."

,
Location

New American Funding

Long Beach

6621 E Pacific Coast Hwy, Ste. 215
Long Beach, CA 90803

Direct: 714-612-5054

Email: phil.chenier@nafinc.com

Get Directions