-
Oscar Reto Branch Manager
- NMLS # 505436
-
Direct:
704-839-1978 - |
-
Email:
oscar.reto@nafinc.com
About Oscar Reto
18 years in the mortgage industry has given me the privilege to serve thousands of families with responsible, and affordable home loans. This experience has allowed me to assist first time homebuyers, and high net worth clients alike. Having an accounting degree has allowed me to better understand the needs of Self-Employed borrowers with complex tax returns. Now, I am using this experience to help Loan Officers grow their business, and have a fulfilling career.
Two quotes that summarize my beliefs:
"Take care of your employees, and they will take care of your clients"
"We don't just do loans. We are actually helping to build communities"
Specialties:
Self- employed borrowers.
First Time Homebuyers
Investor Financing up to 10 properties
Bilingual Loan Officer (Spanish)
Top Rated
Mortgage Lender
4.9/5 Based on 269,421 Reviews
NAF Cash Can Turn You into a Cash Buyer
Interact with our map to track cash
Purchase trends across the country
With NAF Cash, you can make a competitive, true cash offer that is not contingent on financing and close in little as seven days without having to sell your current home first.
Source: This dataset combines data from Public Records and MLS transactions. The data lists the number of all-cash purchases and the total number of home purchases nationwide including the most recent five quarters of data. (Cash purchase defined when a Property Sold record does not have a Mortgage Balance.) Data coverage is limited by available MLS coverage. Certain geographies like Georgia (especially Central GA), South Dakota and Vermont were impacted by this data availability. Land sales and manufactured (MFR) home sales are excluded from the dataset.
Company Culture
NAF360 is our commitment to 360 degrees of trust and respect
Pathway to HomeOwnership
Are you Ready?
At New American Funding, we believe that every person deserves a clear path to achieving their dream of homeownership. So, we created the Pathway to Homeownership initiative to alleviate some of your financial worries.
What is the Pathway to
Homeownership Initiative?
The Pathway to Homeownership offers qualified borrowers in select areas up to $8,000 in assistance. These funds are not a loan that needs to be repaid and are available to first-time homebuyers in designated areas.
This program can also potentially be combined with other down payment assistance programs to offer you even more support as you build the life of your dreams.
Meet The Team
From the Blog
EXPLORE NAF CONNECT: A GAME-CHANGER FOR REAL ESTATE PROFESSIONALS
Your Gateway to Enhanced Real Estate Success
Unlock the full potential of your real estate business with NAF Connect, our award-winning platform designed specifically for real estate agents like you. Experience the ease of connectivity, visibility, and control over your transactions, anytime and anywhere.
Why Choose NAF Connect?
-
Enhanced Collaboration: Streamline processes with your loan officer to save time and secure more deals
-
Stay Informed: Gain real-time updates and transparency into every loan status, directly through your device
-
Marketing Made Easy: Leverage co-branded marketing materials to boost your presence and impress clients
Ready to elevate your real estate game?
Sign up for Free today and transform the way you do business! Join NAF Connect - Where Connectivity Meets Opportunity
Sign Up for FreeYou're In Good Hands!
Olga Maranyeliz
Transaction Completed:
12/16/2024
"Working with Oscar Reto and his team was gratifying. His empathy and his communication with my family was very professional!!"
Ricardo L
Transaction Completed:
12/10/2024
"Working with this lender was a fantastic experience because of their professionalism, clear communication, and dedication to our mutual client. They kept me updated every step of the way, responded promptly to any questions, and ensured the process stayed on track. Their attention to detail and ability to problem-solve made the transaction seamless, which is invaluable in this industry. I truly appreciate their partnership and commitment to providing excellent service"
Soraya Yamileth
Transaction Completed:
12/6/2024
"It was a fast and friendly service"
Noemi
Transaction Completed:
12/2/2024
"Oscar and his team were very communicative and responsive, answering any questions I had along the way. I would highly recommen them to anyone!"
Mortgage Calculators
Estimate your monthly payment, see how much house you can afford, and more!
Mission Statement: New American Funding (NAF) is an industry leader in culture, dedication to service, and lending to underserved communities. Through Latino Focus, the company identifies and addresses the challenges of Latino consumers in their pursuit of homeownership and to enhance the quality of their lending experience. We utilize education and awareness that aims to lift the community and build generational wealth through homeownership. By 2024, NAF is committed to providing $25 billion in home loans to the Latino community.
New American Funding
Charlotte
Charlotte, NC 28277
Direct: 704-839-1978
Email: oscar.reto@nafinc.com
Get Directions