About Nicole Carpenter

Nicole Carpenter NMLS #349299 is a trusted Sr. Loan Officer who is ready to make your dreams of owning a home a reality. Nicole Carpenter is committed to providing the community with the very best in customer service, so come speak with New American Funding today and learn how we can help you!



Top Rated
Mortgage Lender

4.9/5 Based on 269,421 Reviews


You're In Good Hands!

4.99/5 Based on 24 reviews
5/5

Brittney

Transaction Completed:
3/30/2026

"Nicole and I have work together on previous transactions including with these clients which meant this recent transaction should've been a breeze. Nicole was the ONLY reason we selected this company. If I had known the headache that was about to unfold I would've recommended one of my other lenders. She was the only good thing about this process, the main cause for concern seemed to be an underwriter who requested arbitrary documents at the end; the day before closing. Denied documents multiple times for unknown reasons and just overall held up closing for what seemed to be no reason at all. Causing my clients to miss closing day. Then after these documents finally got approved the closing team preparing closing docs took much longer than anticipated which caused almost a 2nd time of missing closing. There seemed to be a lack of communication and understanding between the team. Now lending was not the only party at fault...title had its own issues that caused what I believe to be a snowball of issues between the two groups. But the main problem started with the underwriter. If this document was as important as he made it out to be it should've been requested weeks before hand not the day before closing. Then deny multiple copies of said requested document. I checked in weekly with Nicole and when she would get me an update from her team...all was fine. So for this to transpire days before closing with little to no explanation of why... my clients were upset. On behalf of my clients and me; it just seems that something is wrong on the backend of this transaction. It will be difficult to recommend this company for my future clients."

Greenville, TX
5/5

Jerald Patterson

Transaction Completed:
3/25/2026

"Solid local business. Quick response time, showed up prepared, and did quality work. The whole process was straightforward and stress-free. Would use them again without hesitation."

5/5

Paal Chaand

Transaction Completed:
3/8/2026

"Nicole Caroentet was amazing and so supportive and always available! She is a true professional!"

Estero, FL
5/5

Justin

Transaction Completed:
2/6/2026

"The entire process was amazing. Nicole is very experienced, diligent, and a great communicator. I only use her when buying a home."

Edgewood, TX

Pathway to HomeOwnership

Are you Ready?


At New American Funding, we believe that every person deserves a clear path to achieving their dream of homeownership. So, we created the Pathway to Homeownership initiative to alleviate some of your financial worries.


What is the Pathway to

Homeownership Initiative?


The Pathway to Homeownership offers qualified borrowers in select areas up to $6,000 in assistance. These funds are not a loan that needs to be repaid and are available to first-time homebuyers in designated areas.

This program can also potentially be combined with other down payment assistance programs to offer you even more support as you build the life of your dreams.

Contact me today for more information!

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NAF Cash Can Turn You into a Cash Buyer

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With NAF Cash, you can make a competitive, true cash offer that is not contingent on financing and close in little as seven days without having to sell your current home first.

Company Culture

NAF360 is our commitment to 360 degrees of trust and respect

NAF360 is our strength of character. It starts with each of us and flows from one person to another. It’s the trust we build with our clients, an understanding we’re here to help. It’s our ongoing contributions to the local community, the assurance we extend a helping hand. NAF360 is felt in our offices, transmitted in every call, evident in every referral, and shines brightly in countless glowing reviews.

Meet The Team

Nicole Carpenter
Nicole Carpenter

Sr. Loan Officer

NMLS #349299

Tel: (214) 725-8923

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Location

New American Funding

Addison

18583 Dallas Parkway, ste. 160
Dallas, TX 75287

Direct: 214-725-8923

Email: nicole.carpenter@nafinc.com

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