You're In Good Hands!

4.95/5 Based on 114 reviews

5/5

Andrew

Transaction Completed:
3/9/2026

"Quick responses to questions. The team made the process faily simple."

Burnsville, MN

5/5

Sheryl

Transaction Completed:
3/8/2026

"Michael did a great job communicating throughout the process. He was very knowledgeable and such a joy to work with. Both myself and our client were very happy with the work he provided."

Burnsville, MN

5/5

Andrew

Transaction Completed:
3/5/2026

"Questions answered promptly. I felt that the team worked to get the best value."

Burnsville, MN

5/5

Sheryl

Transaction Completed:
3/2/2026

"Michael was fantastic to work with! He was always responsive to both me and our client, making the entire transaction seamless. I love collaborating with loan officers who are knowledgeable, proactive, and genuinely committed to creating a great homebuying experience for everyone involved. Thanks Michael! Looking forward to working with you again in the future."

Loan Products

Every story of home buying is unique, we offer a variety of loans to meet our clients' needs.

Conventional Loan

Down payments as low as 3%. Fewer restrictions than other loans.

Explore More Options

Refinance Calculator

Calculate your new monthly payment after refinancing.

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Mortgage Calculator

Before you buy a house, calculate how much your payments will be.

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How Much House Can I Afford?

Calculate the maximum home price you could afford.

how much

Amortization Calculator

See your payoff schedule with principal and interest payments.

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NAF Cash Can Turn You into a Cash Buyer

Interact with our map to track cash
Purchase trends across the country

With NAF Cash, you can make a competitive, true cash offer that is not contingent on financing and close in little as seven days without having to sell your current home first.

Get Started Today!

EXPLORE NAF CONNECT: A GAME-CHANGER FOR REAL ESTATE PROFESSIONALS

Your Gateway to Enhanced Real Estate Success

Unlock the full potential of your real estate business with NAF Connect, our award-winning platform designed specifically for real estate agents like you. Experience the ease of connectivity, visibility, and control over your transactions, anytime and anywhere.

Why Choose NAF Connect?

Enhanced Collaboration: Streamline processes with your loan officer to save time and secure more deals
Stay Informed: Gain real-time updates and transparency into every loan status, directly through your device
Marketing Made Easy: Leverage co-branded marketing materials to boost your presence and impress clients

Ready to elevate your real estate game?

Sign up for Free today and transform the way you do business! Join NAF Connect - Where Connectivity Meets Opportunity

Michael Viveros Sr. Loan Officer

About Michael Viveros

Top Rated
Mortgage Lender

You're In Good Hands!