Michael O'Neill | New American Funding

Michael O'Neill Loan Consultant
- NMLS # 2681738
- Direct:
  309-360-9641
- |
- Email:
  michael.oneill@nafinc.com
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About Michael O'Neill

Michael O’Neill brings a disciplined, mission-focused approach to mortgage lending, helping homebuyers navigate financing with clarity, preparation, and full transparency.

Michael O’Neill is a Loan Consultant with New American Funding, serving homebuyers across South Carolina, North Carolina, and Georgia. As a Certified VA Loan Specialist and NAF Heroes Committee member, Michael specializes in helping active-duty service members, veterans, and military families navigate the home loan process with confidence.

In addition to VA home loans, Michael works with first-time homebuyers and repeat buyers to evaluate financing options and guide them through the mortgage process from application to closing.

Licensed in South Carolina, North Carolina, and Georgia, Michael is committed to providing transparent guidance, responsive communication, and a detail-driven lending process that keeps clients informed at every stage. He takes pride in serving as a trusted advocate for his clients, ensuring they fully understand their financing options and feel confident in every decision they make.

Top Rated
Mortgage Lender

4.9/5 Based on 269,421 Reviews

Loan Products

Every story of home buying is unique, we offer a variety of loans to meet our clients' needs.

VA Loans

No down payment required. Special terms available to veterans and active duty military.

Conventional Loan

Down payments as low as 3%. Fewer restrictions than other loans.

FHA

This mortgage loan allows for 3.5% down payment.

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Pathway to HomeOwnership

Are you Ready?

At New American Funding, we believe that every person deserves a clear path to achieving their dream of homeownership. So, we created the Pathway to Homeownership initiative to alleviate some of your financial worries.

What is the Pathway to

Homeownership Initiative?

The Pathway to Homeownership offers qualified borrowers in select areas up to $6,000 in assistance. These funds are not a loan that needs to be repaid and are available to first-time homebuyers in designated areas.

This program can also potentially be combined with other down payment assistance programs to offer you even more support as you build the life of your dreams.

Contact me today for more information!

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Mission Statement: Our Military Heroes Focus is a dynamic initiative to increase homeownership and career opportunities for military service members, veterans, and their families. Our Military Heroes Focus is led by a diverse and passionate group of company leaders, military veterans, and other patriots who care deeply about supporting those who have served our Country and their families.