About Laura Wells

My team is rated among the best in the nation for a good reason! Service, excellence, and dedication to our clients and Real Estate partners! I answer the phone when you need me: text, email, or call. With over thirty-one years and a wide range of experience in the mortgage industry, my dedicated team and I stand ready to assist you each step of the way. We understand that it's not just a house; it's your home! It is not just a loan; it is an investment in your future!

I started in this industry in 1995. I am truly passionate about advocating for my clients, with a result of nearly 100% of my business is by referral from satisfied clients, experienced financial advisors, and the most experienced Real Estate Agents in the Spokane area. My mission is to guide you through the entire home loan process so that you feel confident as you make choices about the options available for your financing strategy.

You only think about home financing a few times in your life... I think about it every single day. It's your home and your future. It's my profession and my passion. I am ready to work for your best interest!

AWARDS / RECOGNITION /CERTIFICATIONS / LICENSING:
2025 - NAF Regional Top Ranking Producer,

2025 - WSHFC #1 Loan Officer for Spokane, WA

2024 - NAF Regional Top Ranking Producer,
2024 - WSHFC # 1 Loan Officer for Spokane, WA
2023 - Envoy Mortgage Platinum Producer, President's Club
2023 - WSHFC # 1 Loan Officer for Spokane, WA
2022 - Envoy Mortgage Platinum Producer, President's Club
2022 - WSHFC # 1 Loan Officer for Spokane, WA
2021 - Envoy Mortgage Platinum Producer, President's Club
2021 - WSHFC # 1 Loan Officer for Spokane, WA
2020 - WSHFC # 1 Loan Officer for Spokane, WA
2020 - Envoy Mortgage Platinum Producer, President's Club
2019 - WSHFC # 1 Loan Officer for Spokane, WA
2019 - Envoy Mortgage Platinum Producer, President's Club
2018 - WSHFC # 1 Loan Officer for Spokane, WA
2018 - Envoy Mortgage Platinum Producer, President's Club
2017 - WSHFC # 1 Loan Officer for Spokane, WA
2017 - Envoy Mortgage Platinum Producer, President's Club
2016 - WSHFC # 1 Loan Officer for Spokane, WA
2016 - Envoy Mortgage President's Club
2015 - WSHFC # 1 Loan Officer for Spokane, WA
2015 - Movement Mortgage President's Club
2014 - WSHFC #1 Loan Officer for the State of WA
2013 - Guild Mortgage Company Circle of Honor
2013 - WSHFC #1 Loan Officer for the State of WA
2012 - Guild Mortgage Company President's Club
2012 - WSHFC #1 Loan Officer for the State of WA

Specialties: Mortgage Lending; Purchase; Refinance Loans; Reverse Mortgages; FHA; VA; Conventional Mortgage; First Time Home Buyers; USDA; HomePath; HUD REO: Investment Properties; Credit Repair; Residential Mortgage Planning; Condos; Construction Loans; Short Sales; Competitive Rates; Local Processing; CMPS Graduate - Nationally Licensed; WSHFC Premier Lender and Instructor - www.wshfc.org

WA-MLO-330328 ID-MLO-12775 | New American Funding NMLS# 6606 | Equal Housing Lender
https://www.nmlsconsumeraccess.org/Home.aspx/SubSearch?searchText=6606

Licensed to work in: Idaho (MLO-12775), Oregon (330328), Washington (MLO-330328)


Top Rated
Mortgage Lender

4.9/5 Based on 269,421 Reviews


You're In Good Hands!

4.9/5 Based on 382 reviews
5/5

Jessica Bell

Transaction Completed:
3/2/2026

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5/5

Jessica

Transaction Completed:
3/2/2026

"Laura gave us the encouragement and hope that we could get a loan despite some credit issues. She made sure we understood what was happening every step of the way and was available whenever we needed guidance. Her patience with our frequent questions was greatly appreciated."

Post Falls, ID
5/5

Dianne

Transaction Completed:
2/18/2026

"She is always cheerful, always gives great information always answers my questions and my clients questions. Shes right on the ball to getting things done.."

Spokane, WA
5/5

Toby

Transaction Completed:
2/18/2026

"Always a pleasure working with your team. I will always refer anyone I know to Laura and her team!!!"

Loan Products

Every story of home buying is unique, we offer a variety of loans to meet our clients' needs.

Pathway to HomeOwnership

Are you Ready?


At New American Funding, we believe that every person deserves a clear path to achieving their dream of homeownership. So, we created the Pathway to Homeownership initiative to alleviate some of your financial worries.


What is the Pathway to

Homeownership Initiative?


The Pathway to Homeownership offers qualified borrowers in select areas up to $6,000 in assistance. These funds are not a loan that needs to be repaid and are available to first-time homebuyers in designated areas.

This program can also potentially be combined with other down payment assistance programs to offer you even more support as you build the life of your dreams.

Contact me today for more information!

Family playing on the couch together

NAF Cash Can Turn You into a Cash Buyer

Interact with our map to track cash
Purchase trends across the country

With NAF Cash, you can make a competitive, true cash offer that is not contingent on financing and close in little as seven days without having to sell your current home first.

Company Culture

NAF360 is our commitment to 360 degrees of trust and respect

NAF360 is our strength of character. It starts with each of us and flows from one person to another. It’s the trust we build with our clients, an understanding we’re here to help. It’s our ongoing contributions to the local community, the assurance we extend a helping hand. NAF360 is felt in our offices, transmitted in every call, evident in every referral, and shines brightly in countless glowing reviews.

EXPLORE NAF CONNECT: A GAME-CHANGER FOR REAL ESTATE PROFESSIONALS

Your Gateway to Enhanced Real Estate Success

Unlock the full potential of your real estate business with NAF Connect, our award-winning platform designed specifically for real estate agents like you. Experience the ease of connectivity, visibility, and control over your transactions, anytime and anywhere.

Why Choose NAF Connect?

  • Enhanced Collaboration: Streamline processes with your loan officer to save time and secure more deals

  • Stay Informed: Gain real-time updates and transparency into every loan status, directly through your device

  • Marketing Made Easy: Leverage co-branded marketing materials to boost your presence and impress clients

Ready to elevate your real estate game?

Sign up for Free today and transform the way you do business! Join NAF Connect - Where Connectivity Meets Opportunity

Location

New American Funding

Flex - Spokane

601 West Riverside Avenue, ste 750
Spokane, WA 99201

Direct: 509-714-9411

Email: wellsgroup@nafinc.com

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