You're In Good Hands!

4.98/5 Based on 67 reviews

5/5

Kayla Charron

Transaction Completed:
4/18/2026

"Kara is phenomenal at what she does!! She’s a great soul that made my first home buying process as easy as it can be!"

5/5

Kayla Marie

Transaction Completed:
4/18/2026

"Speedy responses, explained the process very thoroughly, and very patient with of my questions"

Albany, NY

5/5

Jessica

Transaction Completed:
4/7/2026

"Kara's attentiveness and accessibility , I was able to reach her at all times and always got an answer back quickly !"

Schenctady, NY

5/5

Kathryn M

Transaction Completed:
3/23/2026

"Kara Guthrie is the BEST we've ever worked with!"

Loudonville, NY

Refinance Calculator

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Mortgage Calculator

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How Much House Can I Afford?

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Amortization Calculator

See your payoff schedule with principal and interest payments.

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Pathway to HomeOwnership

Are you Ready?

At New American Funding, we believe that every person deserves a clear path to achieving their dream of homeownership. So, we created the Pathway to Homeownership initiative to alleviate some of your financial worries.

What is the Pathway to

Homeownership Initiative?

The Pathway to Homeownership offers qualified borrowers in select areas up to $6,000 in assistance. These funds are not a loan that needs to be repaid and are available to first-time homebuyers in designated areas.

This program can also potentially be combined with other down payment assistance programs to offer you even more support as you build the life of your dreams.

Get started today!

NAF Cash Can Turn You into a Cash Buyer

Interact with our map to track cash
Purchase trends across the country

With NAF Cash, you can make a competitive, true cash offer that is not contingent on financing and close in little as seven days without having to sell your current home first.

Get Started Today!

Housing News & Advice

Mortgage Interest Rates Tick Up Slightly

Mortgage rates are down nearly half a percentage point from last year. Combined with slightly lower home prices, that makes buying a home mo... Read More

How Homebuyers Can Negotiate in a Friendlier Housing Market

In recent years, buying a home often meant moving fast and paying asking price (or more.) Yet this spring, buyers have more room to negotiat... Read More

The Fed Isn’t Cutting—or Hiking—Interest Rates. Is That Good for the Housing Market?

The U.S. Federal Reserve announced it would leave interest rates unchanged at its April meeting. How will that impact the housing market? Read More

Company Culture

NAF360 is our commitment to 360 degrees of trust and respect

NAF360 is our strength of character. It starts with each of us and flows from one person to another. It’s the trust we build with our clients, an understanding we’re here to help. It’s our ongoing contributions to the local community, the assurance we extend a helping hand. NAF360 is felt in our offices, transmitted in every call, evident in every referral, and shines brightly in countless glowing reviews.

Meet The Team

Kara Guthrie

Loan Consultant

NMLS #364129

Tel: (203) 964-7184

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EXPLORE NAF CONNECT: A GAME-CHANGER FOR REAL ESTATE PROFESSIONALS

Your Gateway to Enhanced Real Estate Success

Unlock the full potential of your real estate business with NAF Connect, our award-winning platform designed specifically for real estate agents like you. Experience the ease of connectivity, visibility, and control over your transactions, anytime and anywhere.

Why Choose NAF Connect?

Enhanced Collaboration: Streamline processes with your loan officer to save time and secure more deals
Stay Informed: Gain real-time updates and transparency into every loan status, directly through your device
Marketing Made Easy: Leverage co-branded marketing materials to boost your presence and impress clients

Ready to elevate your real estate game?

Sign up for Free today and transform the way you do business! Join NAF Connect - Where Connectivity Meets Opportunity

Kara Guthrie Loan Consultant

About Kara Guthrie

Top Rated
Mortgage Lender

You're In Good Hands!