You're In Good Hands!

5/5 Based on 7 reviews

5/5

Javier

Transaction Completed:
11/12/2025

"Johanna made this transaction easy to navigate for my clients. She is vey professional and responsive."

Richmond, TX

5/5

Jean Carlo

Transaction Completed:
11/3/2025

"Communication, Clarification, Urgency to help, and Experience."

Cypress, TX

5/5

Jeffrey O

Transaction Completed:
10/11/2025

"Thw whole team provided us with great service including my realtor Adrian Thankvuou great team ??"

Katy, TX

5/5

Diogmarys D

Transaction Completed:
10/7/2025

"Johanna and her team were excellent support during the processing of my loan."

Pearland, TX

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Pathway to HomeOwnership

Are you Ready?

At New American Funding, we believe that every person deserves a clear path to achieving their dream of homeownership. So, we created the Pathway to Homeownership initiative to alleviate some of your financial worries.

What is the Pathway to

Homeownership Initiative?

The Pathway to Homeownership offers qualified borrowers in select areas up to $6,000 in assistance. These funds are not a loan that needs to be repaid and are available to first-time homebuyers in designated areas.

This program can also potentially be combined with other down payment assistance programs to offer you even more support as you build the life of your dreams.

Contact me today for more information!

NAF Cash Can Turn You into a Cash Buyer

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Purchase trends across the country

With NAF Cash, you can make a competitive, true cash offer that is not contingent on financing and close in little as seven days without having to sell your current home first.

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Housing News & Advice

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If you’re among the millions who could save money by refinancing their home loan or are considering buying a home, then you just received a ... Read More

Should You Time Buying a Home Around the Seasons? It Could Save You Up-Front Cash

Here’s how you can use the calendar to your advantage and close at a time when costs may be lower, timelines are generally faster, and selle... Read More

Company Culture

NAF360 is our commitment to 360 degrees of trust and respect

NAF360 is our strength of character. It starts with each of us and flows from one person to another. It’s the trust we build with our clients, an understanding we’re here to help. It’s our ongoing contributions to the local community, the assurance we extend a helping hand. NAF360 is felt in our offices, transmitted in every call, evident in every referral, and shines brightly in countless glowing reviews.

Meet The Team

Johanna Valera

Loan Originator

NMLS #1306064

Tel: (832) 907-4602

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Johanna Valera Loan Originator

About Johanna Valera

Top Rated
Mortgage Lender

You're In Good Hands!