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Joe Mincey Sr. Loan Officer
- NMLS # 204518
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- LMB # 100543065
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Direct:
704-759-6959 - |
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Email:
joe.mincey@nafinc.com
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Already Started an Application? Click Here
About Joe Mincey
Joe Mincey is a dedicated Sr. Loan Officer with solid experience in home loan origination since 1994. Joe Mincey, NMLS #204518 is ready to meet the needs of the community and demonstrate why so many clients have put their trust in New American Funding over the years.
Throughout my career, I have helped thousands of homeowner's purchase their dream home, refinance to get a lower interest rate and/or monthly payment, shorten the time remaining to pay on their mortgage to pay off their home sooner, obtain cash-out for debt consolidation and/or home improvements, or build tax benefits that no one has shown them. My goal is to tailor a loan program that you're comfortable with and makes good financial sense for you and your family.
I know obtaining a home loan can be inconvenient and frustrating, however, I am committed to making your loan process as quick and painless as possible, with no surprises at closing.
In my spare time I enjoy playing guitar and spending time with my family.
Top Rated
Mortgage Lender
4.9/5 Based on 269,421 Reviews
You're In Good Hands!
Whitney
Transaction Completed:
10/27/2025
"Joe was responsive and patient with me As i I asked many questions!!"
Edith A
Transaction Completed:
10/25/2025
"I felt as though i could trust Joe and Lisa and trust the process They saw exactly what I needed. They both were knowledgeable and professional. I can't thank them enough for helping me through a difficult time"
Kathleen M
Transaction Completed:
10/23/2025
"He was very responsive and explained all parts of the process thoroughly"
Jeanna Michell
Transaction Completed:
5/5/2025
"Joe's personality put me at ease . This situation would normally stres me but he kept me calm and excited"
Loan Products
Every story of home buying is unique, we offer a variety of loans to meet our clients' needs.
Mortgage Calculators
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Pathway to HomeOwnership
Are you Ready?
At New American Funding, we believe that every person deserves a clear path to achieving their dream of homeownership. So, we created the Pathway to Homeownership initiative to alleviate some of your financial worries.
What is the Pathway to
Homeownership Initiative?
The Pathway to Homeownership offers qualified borrowers in select areas up to $6,000 in assistance. These funds are not a loan that needs to be repaid and are available to first-time homebuyers in designated areas.
This program can also potentially be combined with other down payment assistance programs to offer you even more support as you build the life of your dreams.
NAF Cash Can Turn You into a Cash Buyer
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With NAF Cash, you can make a competitive, true cash offer that is not contingent on financing and close in little as seven days without having to sell your current home first.
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Company Culture
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Meet The Team
EXPLORE NAF CONNECT: A GAME-CHANGER FOR REAL ESTATE PROFESSIONALS
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Why Choose NAF Connect?
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Enhanced Collaboration: Streamline processes with your loan officer to save time and secure more deals
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Stay Informed: Gain real-time updates and transparency into every loan status, directly through your device
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Mission Statement: New American Funding (NAF) is an industry leader in culture, dedication to service, and lending to underserved communities. Through Latino Focus, the company identifies and addresses the challenges of Latino consumers in their pursuit of homeownership and to enhance the quality of their lending experience. We utilize education and awareness that aims to lift the community and build generational wealth through homeownership. By 2024, NAF is committed to providing $25 billion in home loans to the Latino community.
New American Funding
CD - Charlotte - Purchase
Charlotte, NC 28217
Direct: 704-759-6959
Email: joe.mincey@nafinc.com
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