About Joe Demarco

Joe Demarco NMLS #820418,  is a seasoned Branch Manager and Loan Originator, with over 20 years in the mortgage industry, Joe combines his professional expertise with the values of service and  commitment, and perseverance learned during his eight-year service in the U.S. Marine Corps. Joe and his team are dedicated to providing you with a smooth, efficient, and beneficial mortgage experience. 


Contact Joe today for unparalleled service in home financing.815.735.7431



Top Rated
Mortgage Lender

4.9/5 Based on 269,421 Reviews


You're In Good Hands!

5/5 Based on 84 reviews
5/5

Carrie Mitcheff

Transaction Completed:
3/21/2025

"I just closed another transaction with Joe DeMarco and once again he went above and beyond to give my valued client a great service. He is the best of the best! I only want the best for my clients and for my transactions."

5/5

Carrie

Transaction Completed:
3/21/2025

"Joe made it great! Joe is the best of the best and I've worked with a lot. Nobody gives the service that Joe gives."

Manhattan, IL
5/5

Jilian Mcgugan

Transaction Completed:
2/28/2025

"Recently had the pleasure of working with Joe DeMarco for my mortgage needs, and I cannot recommend him highly enough! From the very first interaction, Joe made the entire process feel seamless and stress-free. His extensive knowledge of the mortgage industry was evident, and he took the time to explain every detail clearly, ensuring I felt confident in my decisions. Joe was incredibly responsive and always available to answer my questions, no matter how big or small. He genuinely cared about my financial goals and worked tirelessly to find the best mortgage options tailored to my situation. His attention to detail and commitment to customer satisfaction truly set him apart from other lenders. Thanks to Joe's expertise and guidance, I secured a fantastic mortgage rate and closed on my new home ahead of schedule. I couldn't be happier with my experience and the outcome! If you're looking for a trustworthy and dedicated mortgage lender, look no further than Joe DeMarco. He is simply the best!"

5/5

Anna

Transaction Completed:
2/9/2025

"the pseronal touch and that Jow would touch base with us to ensure we were good and if he could help us - with our being up North"

Estero, FL

Loan Products

Every story of home buying is unique, we offer a variety of loans to meet our clients' needs.

Pathway to HomeOwnership

Are you Ready?


At New American Funding, we believe that every person deserves a clear path to achieving their dream of homeownership. So, we created the Pathway to Homeownership initiative to alleviate some of your financial worries.


What is the Pathway to

Homeownership Initiative?


The Pathway to Homeownership offers qualified borrowers in select areas up to $6,000 in assistance. These funds are not a loan that needs to be repaid and are available to first-time homebuyers in designated areas.

This program can also potentially be combined with other down payment assistance programs to offer you even more support as you build the life of your dreams.

Contact me today for more information!

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NAF Cash Can Turn You into a Cash Buyer

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Purchase trends across the country

With NAF Cash, you can make a competitive, true cash offer that is not contingent on financing and close in little as seven days without having to sell your current home first.

Company Culture

NAF360 is our commitment to 360 degrees of trust and respect

NAF360 is our strength of character. It starts with each of us and flows from one person to another. It’s the trust we build with our clients, an understanding we’re here to help. It’s our ongoing contributions to the local community, the assurance we extend a helping hand. NAF360 is felt in our offices, transmitted in every call, evident in every referral, and shines brightly in countless glowing reviews.

Meet The Team

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Our Mission and Vision

Our Mission: To stand with the Black community by engaging with Black employees and consumers, offering ongoing cultural competency training, acknowledging historical challenges and systemic barriers faced by Black individuals, and using intentional language in our marketing efforts to empower Black clients in achieving homeownership.

Our Vision:
To shape a diverse and inclusive landscape for homeownership. Black Impact represents our commitment to taking direct, action-oriented steps to address credit accessibility and promote sustainable and equitable homeownership for Black individuals and communities. We recognize and celebrate the resilience, creativity, and leadership of Black communities in overcoming systemic obstacles and discrimination. By 2028, NAF is committed to providing $20 billion in home loans to the Black community.

EXPLORE NAF CONNECT: A GAME-CHANGER FOR REAL ESTATE PROFESSIONALS

Your Gateway to Enhanced Real Estate Success

Unlock the full potential of your real estate business with NAF Connect, our award-winning platform designed specifically for real estate agents like you. Experience the ease of connectivity, visibility, and control over your transactions, anytime and anywhere.

Why Choose NAF Connect?

  • Enhanced Collaboration: Streamline processes with your loan officer to save time and secure more deals

  • Stay Informed: Gain real-time updates and transparency into every loan status, directly through your device

  • Marketing Made Easy: Leverage co-branded marketing materials to boost your presence and impress clients

Ready to elevate your real estate game?

Sign up for Free today and transform the way you do business! Join NAF Connect - Where Connectivity Meets Opportunity

Location

New American Funding

Estero

23150 Fashion Drive, Unit T237 & T238
Estero, FL 33928

Direct: 815-735-7431

Email: joe.demarco@nafinc.com

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