You're In Good Hands!

4.97/5 Based on 663 reviews

5/5

Andrew

Transaction Completed:
3/9/2026

"Great service"

Cheshire, CT

5/5

Colleen

Transaction Completed:
2/28/2026

"Debra, Debra, Debra. Throughout my loan process, Debra was accessible, knowledge and caring. She was always able to address ALL my concerns in a timely manner. Being a new homeowner, going through the processes could have been daunting, but Debra's attention to details, her ability to synchronize loan milestones led to a seamless, stress-free process. Thank you Debra and NAF, I am now a proud homeowner!"

Bloomfield, CT

5/5

William Philip

Transaction Completed:
2/3/2026

"Throughout the entire process having a team that was available to answer my questions, address my concerns, and guide me every step of the way took a stressful process and made it much more managable."

North Branford, CT

5/5

Kimberly

Transaction Completed:
1/27/2026

"Debra's communcation throughout the process was oustanding."

Newington, CT

Loan Products

Every story of home buying is unique, we offer a variety of loans to meet our clients' needs.

30 Year Fixed Rate Mortgage

Steady monthly payments over a 30 year term.

Cash Out Refinance

Turn your home's equity into cash.

FHA

This mortgage loan allows for 3.5% down payment.

Explore More Options

Refinance Calculator

Calculate your new monthly payment after refinancing.

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Mortgage Calculator

Before you buy a house, calculate how much your payments will be.

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How Much House Can I Afford?

Calculate the maximum home price you could afford.

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Amortization Calculator

See your payoff schedule with principal and interest payments.

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NAF Cash Can Turn You into a Cash Buyer

Interact with our map to track cash
Purchase trends across the country

With NAF Cash, you can make a competitive, true cash offer that is not contingent on financing and close in little as seven days without having to sell your current home first.

Get Started Today!

Housing News & Advice

Breaking Walls and Gender Norms: Inspiring Stories from Two Female DIY Home Renovators

In honor of Women’s History Month, we sat down with two female do-it-yourselfers who aren’t afraid to pick up a hammer or a tub of tile grou... Read More

Why Aren’t More Homeowners Taking Advantage of FHA Streamline Loans?

Why don't more homeowners don’t take advantage of the Federal Housing Administration (FHA) Streamline Refinance? It’s something FHA borrower... Read More

FHA Loans: Why This May Be the Best Mortgage for First-Time Homebuyers

FHA loans offer an array of benefits for cash-strapped first-time and repeat homebuyers. Read More

EXPLORE NAF CONNECT: A GAME-CHANGER FOR REAL ESTATE PROFESSIONALS

Your Gateway to Enhanced Real Estate Success

Unlock the full potential of your real estate business with NAF Connect, our award-winning platform designed specifically for real estate agents like you. Experience the ease of connectivity, visibility, and control over your transactions, anytime and anywhere.

Why Choose NAF Connect?

Enhanced Collaboration: Streamline processes with your loan officer to save time and secure more deals
Stay Informed: Gain real-time updates and transparency into every loan status, directly through your device
Marketing Made Easy: Leverage co-branded marketing materials to boost your presence and impress clients

Ready to elevate your real estate game?

Sign up for Free today and transform the way you do business! Join NAF Connect - Where Connectivity Meets Opportunity

Debra Malcolm Sales Manager

About Debra Malcolm

Top Rated
Mortgage Lender

You're In Good Hands!