About David Ames

Growing up in a military family, I experienced firsthand the challenges that come with moving. That perspective has shaped my approach since entering the mortgage industry in 2009.

I built my career by working through every stage of the loan process, from processing to underwriting to origination. That foundation allows me to anticipate issues before they arise, guide clients with clarity, and create a smoother path from application to closing.

I’ve never viewed my role as selling mortgages. My focus is advising clients on the right strategy for their situation, both now and long term. That approach has led to a near 5-star rating across hundreds of reviews from both clients and the agents I work with.

Outside of work, I’m married with three boys. Most of my free time revolves around football, tailgating, cooking, and getting to concerts when I can.

If you or someone you know is looking for a more thoughtful, high-level approach to home financing, I’m always available at 636-614-9733.

Because it’s not just about the next 30 days. It’s about the next 30 years.


Top Rated
Mortgage Lender

4.9/5 Based on 269,421 Reviews


You're In Good Hands!

4.93/5 Based on 352 reviews
5/5

Kathy

Transaction Completed:
4/28/2026

"David is incredibly knowledgeable and has a way of making the mortgage process feel simple and stress-free. The transaction was smooth, and he kept everyone informed every step of the way. It’s always a pleasure working with him, and I highly recommend him to anyone needing a great lender."

Wentzville, MO
5/5

Casi Woods

Transaction Completed:
4/21/2026

"Wonderful to work with!!"

5/5

Casi

Transaction Completed:
4/21/2026

"He and his team answered any question I had so quickly! We had an issue at closing and he helped my clients remain calm and worked hard to try and solve the problem!"

St Peters, MO
5/5

Ivy

Transaction Completed:
4/19/2026

"I’m beyond grateful for how smooth and impressively fast the whole process went. David is so easy to talk to, and the entire NAF team is unbelievably helpful. I highly recommend them!"

Loan Products

Every story of home buying is unique, we offer a variety of loans to meet our clients' needs.

Pathway to HomeOwnership

Are you Ready?


At New American Funding, we believe that every person deserves a clear path to achieving their dream of homeownership. So, we created the Pathway to Homeownership initiative to alleviate some of your financial worries.


What is the Pathway to

Homeownership Initiative?


The Pathway to Homeownership offers qualified borrowers in select areas up to $6,000 in assistance. These funds are not a loan that needs to be repaid and are available to first-time homebuyers in designated areas.

This program can also potentially be combined with other down payment assistance programs to offer you even more support as you build the life of your dreams.

Get started today!

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NAF Cash Can Turn You into a Cash Buyer

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Purchase trends across the country

With NAF Cash, you can make a competitive, true cash offer that is not contingent on financing and close in little as seven days without having to sell your current home first.

Company Culture

NAF360 is our commitment to 360 degrees of trust and respect

NAF360 is our strength of character. It starts with each of us and flows from one person to another. It’s the trust we build with our clients, an understanding we’re here to help. It’s our ongoing contributions to the local community, the assurance we extend a helping hand. NAF360 is felt in our offices, transmitted in every call, evident in every referral, and shines brightly in countless glowing reviews.

EXPLORE NAF CONNECT: A GAME-CHANGER FOR REAL ESTATE PROFESSIONALS

Your Gateway to Enhanced Real Estate Success

Unlock the full potential of your real estate business with NAF Connect, our award-winning platform designed specifically for real estate agents like you. Experience the ease of connectivity, visibility, and control over your transactions, anytime and anywhere.

Why Choose NAF Connect?

  • Enhanced Collaboration: Streamline processes with your loan officer to save time and secure more deals

  • Stay Informed: Gain real-time updates and transparency into every loan status, directly through your device

  • Marketing Made Easy: Leverage co-branded marketing materials to boost your presence and impress clients

Ready to elevate your real estate game?

Sign up for Free today and transform the way you do business! Join NAF Connect - Where Connectivity Meets Opportunity

Location

New American Funding

St. Louis - Olive

12312 Olive Blvd, Suite 240
Saint Louis, MO 63141

Direct: 636-614-9733

Email: david.ames@nafinc.com

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