You're In Good Hands!

5/5 Based on 28 reviews

5/5

Cesar De La Cruz

Transaction Completed:
4/23/2026

"Great team to work with."

5/5

Leslie

Transaction Completed:
4/23/2026

"Our sales manager and team kept it professional at all times and did was best for my husband and I. She communicated with us throughout the whole process which is very important and answered all our questions. Dalia thank you for everything we couldn't of been able to do it without you."

Scurry, Texas

5/5

Cesar

Transaction Completed:
4/23/2026

"Team went above and beyond with support."

Scurry, Texas

5/5

Coco Diaz

Transaction Completed:
4/11/2026

"Dalia made this process simple and easy. She helped me understand the whole process and the terminology of everything there was to know. She was available at anytime of the day for us. Which made it very comforting for me. As a plus to me and my family she is fluent in. Spanish which made it even better."

Loan Products

Every story of home buying is unique, we offer a variety of loans to meet our clients' needs.

Reverse Mortgage

Loan for homeowners 62 or over to use their home equity and reach their financial goals.

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Refinance Calculator

Calculate your new monthly payment after refinancing.

calculate

Mortgage Calculator

Before you buy a house, calculate how much your payments will be.

get payment

How Much House Can I Afford?

Calculate the maximum home price you could afford.

how much

Amortization Calculator

See your payoff schedule with principal and interest payments.

get payoff

Pathway to HomeOwnership

Are you Ready?

At New American Funding, we believe that every person deserves a clear path to achieving their dream of homeownership. So, we created the Pathway to Homeownership initiative to alleviate some of your financial worries.

What is the Pathway to

Homeownership Initiative?

The Pathway to Homeownership offers qualified borrowers in select areas up to $6,000 in assistance. These funds are not a loan that needs to be repaid and are available to first-time homebuyers in designated areas.

This program can also potentially be combined with other down payment assistance programs to offer you even more support as you build the life of your dreams.

Get started today!

NAF Cash Can Turn You into a Cash Buyer

Interact with our map to track cash
Purchase trends across the country

With NAF Cash, you can make a competitive, true cash offer that is not contingent on financing and close in little as seven days without having to sell your current home first.

Get Started Today!

Housing News & Advice

Mortgage Interest Rates Tick Up Slightly

Mortgage rates are down nearly half a percentage point from last year. Combined with slightly lower home prices, that makes buying a home mo... Read More

How Homebuyers Can Negotiate in a Friendlier Housing Market

In recent years, buying a home often meant moving fast and paying asking price (or more.) Yet this spring, buyers have more room to negotiat... Read More

The Fed Isn’t Cutting—or Hiking—Interest Rates. Is That Good for the Housing Market?

The U.S. Federal Reserve announced it would leave interest rates unchanged at its April meeting. How will that impact the housing market? Read More

Company Culture

NAF360 is our commitment to 360 degrees of trust and respect

NAF360 is our strength of character. It starts with each of us and flows from one person to another. It’s the trust we build with our clients, an understanding we’re here to help. It’s our ongoing contributions to the local community, the assurance we extend a helping hand. NAF360 is felt in our offices, transmitted in every call, evident in every referral, and shines brightly in countless glowing reviews.

Meet The Team

Our Mission and Vision

Our Mission: To stand with the Black community by engaging with Black employees and consumers, offering ongoing cultural competency training, acknowledging historical challenges and systemic barriers faced by Black individuals, and using intentional language in our marketing efforts to empower Black clients in achieving homeownership.

Our Vision:
To shape a diverse and inclusive landscape for homeownership. Black Impact represents our commitment to taking direct, action-oriented steps to address credit accessibility and promote sustainable and equitable homeownership for Black individuals and communities. We recognize and celebrate the resilience, creativity, and leadership of Black communities in overcoming systemic obstacles and discrimination. By 2028, NAF is committed to providing $20 billion in home loans to the Black community.

EXPLORE NAF CONNECT: A GAME-CHANGER FOR REAL ESTATE PROFESSIONALS

Your Gateway to Enhanced Real Estate Success

Unlock the full potential of your real estate business with NAF Connect, our award-winning platform designed specifically for real estate agents like you. Experience the ease of connectivity, visibility, and control over your transactions, anytime and anywhere.

Why Choose NAF Connect?

Enhanced Collaboration: Streamline processes with your loan officer to save time and secure more deals
Stay Informed: Gain real-time updates and transparency into every loan status, directly through your device
Marketing Made Easy: Leverage co-branded marketing materials to boost your presence and impress clients

Ready to elevate your real estate game?

Sign up for Free today and transform the way you do business! Join NAF Connect - Where Connectivity Meets Opportunity

Mission Statement: New American Funding (NAF) is an industry leader in culture, dedication to service, and lending to underserved communities. Through Latino Focus, the company identifies and addresses the challenges of Latino consumers in their pursuit of homeownership and to enhance the quality of their lending experience. We utilize education and awareness that aims to lift the community and build generational wealth through homeownership. By 2024, NAF is committed to providing $25 billion in home loans to the Latino community.

Dalia Lemus Mortgage Extraordinaire

About Dalia Lemus

Top Rated
Mortgage Lender

You're In Good Hands!