About Craig Tobin

Craig Tobin NMLS #1290213 is a trusted Loan Officer who is ready to make your dreams of owning a home a reality. Craig started in the mortgage industry in 2007 and has put over 500 families in new homes.  He is a husband and father of two.  A former football coach and avid golfer.  Craig has conducted first time homebuyer seminars for counties in the state of Maryland and hosts a podcast for prospective homebuyers.



Top Rated
Mortgage Lender

4.9/5 Based on 269,421 Reviews


You're In Good Hands!

4.97/5 Based on 56 reviews
5/5

Ruben T.

Transaction Completed:
7/8/2025

"easy to communicate always available when needed"

West Norriton, PA
5/5

Erica A.

Transaction Completed:
6/29/2025

"Craig is always quick to respond and willing to go above and beyond to find answers to questions and offer help. He is knowledgeable in his field and professional and courteous. Craig is great at communicating and keeping the transaction moving in a timely manner and a pleasure to work with!"

Chesapeake, VA
5/5

John L G.

Transaction Completed:
6/29/2025

"Purchasing a home is one of life’s most significant milestones, filled with excitement, hope, and, at times, a little anxiety. But with the right team, the journey becomes less daunting and far more rewarding. Our recent experience with New American Funding was not just smooth, it was exceptional, thanks to the dedicated and knowledgeable professionals who guided us through every step of the process. From our very first interaction, Craig set the tone for what would become a standout experience. He was approachable, patient, and incredibly well-informed. As our Loan Officer, Craig took the time to answer all of our questions thoroughly, explaining mortgage options, interest rates, and timelines in a way that made everything easy to understand. His transparency and responsiveness gave us immediate confidence that we were in capable hands. Craig didn’t just process paperwork; he built trust. He listened to our goals, our concerns, and our long-term financial plans. When we weren’t sure which loan product made the most sense for our situation, Craig offered detailed comparisons, broke down monthly payment expectations, and helped us weigh the pros and cons. His insight enabled us to make informed decisions at every step. Once we submitted the loan application, we were introduced to Bernice, our Loan Processor, and the second half of this incredible team. Bernice exemplified professionalism and attention to detail. Throughout the entire process, she kept everything on track with friendly reminders, clear requests, and timely updates. She always seemed to be one step ahead, double-checking documentation, anticipating questions before we asked them, and ensuring we remained on schedule. What stood out most about Bernice was her personal touch. Even when she was managing multiple files, she never made us feel like just another loan. She followed up promptly, explained next steps in plain language, and worked closely with our realtor and title company to keep everyone aligned. Her calm demeanor and meticulous work ethic made what could have been a stressful process feel completely manageable. We encountered a few typical hurdles along the way, as most homebuyers do, but Craig and Bernice never wavered. They communicated effectively, resolved issues promptly, and consistently kept us informed. Their coordination and collaboration were seamless, and it felt like we were being supported by a team that genuinely cared about helping us achieve our goal. From pre-approval to final closing, the process was efficient, organized, and customer-focused. There were no surprises, just clear expectations and timely execution. Thanks to Craig’s guidance and Bernice’s diligence, we closed on our home feeling confident, grateful, and excited about the next chapter in our lives. In an industry where speed and service matter, New American Funding delivered on both fronts. But more than that, they delivered peace of mind. Craig and Bernice exemplified what customer service should look like: responsive, compassionate, and committed to excellence. We wholeheartedly recommend New American Funding to anyone looking for a trustworthy lending partner. And if you’re lucky enough to work with Craig and Bernice, you’ll know exactly what we mean when we say this wasn’t just a transaction, it was a great experience."

Chesapeake, VA
5/5

Emmalia T.

Transaction Completed:
6/2/2025

"Thank You for everything!!! the process was a breeze!"

Church Hill, MD

Pathway to HomeOwnership

Are you Ready?


At New American Funding, we believe that every person deserves a clear path to achieving their dream of homeownership. So, we created the Pathway to Homeownership initiative to alleviate some of your financial worries.


What is the Pathway to

Homeownership Initiative?


The Pathway to Homeownership offers qualified borrowers in select areas up to $6,000 in assistance. These funds are not a loan that needs to be repaid and are available to first-time homebuyers in designated areas.

This program can also potentially be combined with other down payment assistance programs to offer you even more support as you build the life of your dreams.

Contact me today for more information!

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NAF Cash Can Turn You into a Cash Buyer

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Purchase trends across the country

With NAF Cash, you can make a competitive, true cash offer that is not contingent on financing and close in little as seven days without having to sell your current home first.

Company Culture

NAF360 is our commitment to 360 degrees of trust and respect

NAF360 is our strength of character. It starts with each of us and flows from one person to another. It’s the trust we build with our clients, an understanding we’re here to help. It’s our ongoing contributions to the local community, the assurance we extend a helping hand. NAF360 is felt in our offices, transmitted in every call, evident in every referral, and shines brightly in countless glowing reviews.

Meet The Team

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Our Mission and Vision

Our Mission: To stand with the Black community by engaging with Black employees and consumers, offering ongoing cultural competency training, acknowledging historical challenges and systemic barriers faced by Black individuals, and using intentional language in our marketing efforts to empower Black clients in achieving homeownership.

Our Vision:
To shape a diverse and inclusive landscape for homeownership. Black Impact represents our commitment to taking direct, action-oriented steps to address credit accessibility and promote sustainable and equitable homeownership for Black individuals and communities. We recognize and celebrate the resilience, creativity, and leadership of Black communities in overcoming systemic obstacles and discrimination. By 2028, NAF is committed to providing $20 billion in home loans to the Black community.

EXPLORE NAF CONNECT: A GAME-CHANGER FOR REAL ESTATE PROFESSIONALS

Your Gateway to Enhanced Real Estate Success

Unlock the full potential of your real estate business with NAF Connect, our award-winning platform designed specifically for real estate agents like you. Experience the ease of connectivity, visibility, and control over your transactions, anytime and anywhere.

Why Choose NAF Connect?

  • Enhanced Collaboration: Streamline processes with your loan officer to save time and secure more deals

  • Stay Informed: Gain real-time updates and transparency into every loan status, directly through your device

  • Marketing Made Easy: Leverage co-branded marketing materials to boost your presence and impress clients

Ready to elevate your real estate game?

Sign up for Free today and transform the way you do business! Join NAF Connect - Where Connectivity Meets Opportunity

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Mission Statement: New American Funding (NAF) is an industry leader in culture, dedication to service, and lending to underserved communities. Through Latino Focus, the company identifies and addresses the challenges of Latino consumers in their pursuit of homeownership and to enhance the quality of their lending experience. We utilize education and awareness that aims to lift the community and build generational wealth through homeownership. By 2024, NAF is committed to providing $25 billion in home loans to the Latino community.

Location

New American Funding

CD - Maryland

10490 Little Patuxent Parkway, ste 600 office 39
Columbia, MD 21044

Direct: 410-456-8882

Email: craig.tobin@nafinc.com

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