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Christopher Frakes Sr. Loan Officer
- NMLS # 944019
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- LMB # 100502852
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Direct:
949-267-2238 - |
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Email:
chris.frakes@nafinc.com
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Already Started an Application? Click Here
About Christopher Frakes
Chris Frakes is a dedicated Sr. Loan Officer with solid experience in home loan origination. Chris Frakes, NMLS #944019 is ready to meet the needs of the community and demonstrate why so many clients have put their trust in New American Funding over the years.

Top Rated
Mortgage Lender
4.9/5 Based on 269,421 Reviews

You're In Good Hands!
Lori S.
Transaction Completed:
5/4/2025
"There were times when Chris and Crystal were unavailable. In the end, everything came together, but the process was very nerve wracking. Our realtor was used to dealing with a local funding institution that he could call and get updates from. He was not familiar with NAF and thought that they were much harder to work with than any local funder. I think the stress we were under torn between the two made it MUCH more difficult."
Yolanda J.
Transaction Completed:
4/25/2025
"Mr. Chrwas with me all the way! From the beginning he answered and retured my calls and all communication efforts in a timel fashion. Through various properties Mr. Chris was promp with informing me of the properties availability to me, endured my pre approval amount was updated, talk me through situations that arised and overall professional. I am eager to work with Mr. Chris again and again with additional properties as I pray for a long lasting lucrative business team relationship throughout life!! I have been through a lot and I appreciated. Chris for holding my hand. Thank you"
Mortgage Calculators
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Pathway to HomeOwnership
Are you Ready?
At New American Funding, we believe that every person deserves a clear path to achieving their dream of homeownership. So, we created the Pathway to Homeownership initiative to alleviate some of your financial worries.
What is the Pathway to
Homeownership Initiative?
The Pathway to Homeownership offers qualified borrowers in select areas up to $6,000 in assistance. These funds are not a loan that needs to be repaid and are available to first-time homebuyers in designated areas.
This program can also potentially be combined with other down payment assistance programs to offer you even more support as you build the life of your dreams.

NAF Cash Can Turn You into a Cash Buyer
Interact with our map to track cash
Purchase trends across the country
With NAF Cash, you can make a competitive, true cash offer that is not contingent on financing and close in little as seven days without having to sell your current home first.
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EXPLORE NAF CONNECT: A GAME-CHANGER FOR REAL ESTATE PROFESSIONALS
Your Gateway to Enhanced Real Estate Success
Unlock the full potential of your real estate business with NAF Connect, our award-winning platform designed specifically for real estate agents like you. Experience the ease of connectivity, visibility, and control over your transactions, anytime and anywhere.
Why Choose NAF Connect?
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Enhanced Collaboration: Streamline processes with your loan officer to save time and secure more deals
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Stay Informed: Gain real-time updates and transparency into every loan status, directly through your device
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Marketing Made Easy: Leverage co-branded marketing materials to boost your presence and impress clients
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