About Charles Tineo

Charles Tineo NMLS#: 725435 is a bilingual Loan Consultant with over 20 years of experience in real estate, retail banking, and mortgage lending. He brings a deep understanding of the home financing process and a consultative approach designed to help clients make informed, confident decisions.

Charles works with a wide range of loan programs, including Conventional, FHA, VA, and Non-QM options, and is experienced in navigating complex transactions. His background as a licensed Real Estate Broker allows him to see the full picture of each transaction, helping clients move smoothly from application through closing.

Known for his responsiveness, transparency, and attention to detail, Charles is committed to delivering personalized lending solutions that align with each client’s goals. He leverages industry-leading technology to ensure efficiency, accuracy, and a streamlined experience.

Fluent in English and Spanish, Charles is dedicated to educating and supporting homebuyers, homeowners, and real estate partners throughout every stage of the mortgage process.

Top Rated
Mortgage Lender

4.9/5 Based on 269,421 Reviews


Pathway to HomeOwnership

Are you Ready?


At New American Funding, we believe that every person deserves a clear path to achieving their dream of homeownership. So, we created the Pathway to Homeownership initiative to alleviate some of your financial worries.


What is the Pathway to

Homeownership Initiative?


The Pathway to Homeownership offers qualified borrowers in select areas up to $6,000 in assistance. These funds are not a loan that needs to be repaid and are available to first-time homebuyers in designated areas.

This program can also potentially be combined with other down payment assistance programs to offer you even more support as you build the life of your dreams.

Contact me today for more information!

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NAF Cash Can Turn You into a Cash Buyer

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Purchase trends across the country

With NAF Cash, you can make a competitive, true cash offer that is not contingent on financing and close in little as seven days without having to sell your current home first.

Company Culture

NAF360 is our commitment to 360 degrees of trust and respect

NAF360 is our strength of character. It starts with each of us and flows from one person to another. It’s the trust we build with our clients, an understanding we’re here to help. It’s our ongoing contributions to the local community, the assurance we extend a helping hand. NAF360 is felt in our offices, transmitted in every call, evident in every referral, and shines brightly in countless glowing reviews.

Meet The Team

EXPLORE NAF CONNECT: A GAME-CHANGER FOR REAL ESTATE PROFESSIONALS

Your Gateway to Enhanced Real Estate Success

Unlock the full potential of your real estate business with NAF Connect, our award-winning platform designed specifically for real estate agents like you. Experience the ease of connectivity, visibility, and control over your transactions, anytime and anywhere.

Why Choose NAF Connect?

  • Enhanced Collaboration: Streamline processes with your loan officer to save time and secure more deals

  • Stay Informed: Gain real-time updates and transparency into every loan status, directly through your device

  • Marketing Made Easy: Leverage co-branded marketing materials to boost your presence and impress clients

Ready to elevate your real estate game?

Sign up for Free today and transform the way you do business! Join NAF Connect - Where Connectivity Meets Opportunity

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Mission Statement: Our Military Heroes Focus is a dynamic initiative to increase homeownership and career opportunities for military service members, veterans, and their families. Our Military Heroes Focus is led by a diverse and passionate group of company leaders, military veterans, and other patriots who care deeply about supporting those who have served our Country and their families.

Location

New American Funding

Staten Island NY 5459

651 Willowbrook Road, Ste. 102
Staten Island , NY 10314

Direct: 347-669-3410

Email: charles.tineo@nafinc.com

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